Tag: Sharron Angle

Do Not Panic

Yesterday, two elementary students were injured when a nutcase wearing black and spewing nonsense about the President opened fire with a gun.

Mark my words, by Monday some parent will be insisting that outdoor recess be abolished as “too dangerous.” The argument will be nothing more than “What if something like this happens again?? Better safe than sorry!”

But before we start herding all the children into the gymnasium, let’s look at some facts. According to these guys, there are over 38,000,000 elementary school students in the United States. The nice folks at the Census (plus my pocket calculator) say it’s only 37,811,132. For simplicity’s sake, let’s just say 38 million. This doesn’t include high school students.

Now then, how many students have been injured by guns at an elementary school? This is sufficiently rare that a Google search for “elementary school gun” turns up a collection of stories of kids expelled for having guns, toy guns, water guns, BB guns, stories of gun scares, etc.. Add the word “injured” and yesterday’s item fills most of the first page. If we go to Wikipedia’s page on “school shootings”, we find that in the last three years exactly 34 people have been killed in school shootings, including incidents on college campuses and high schools, including faculty and other adult victims. In fact, there have only been 27 school shooting incidents on elementary, middle, junior high, and grade school campuses in the United States ever, including yesterday.

So, we have a literal less than one in a million chance of being shot at school. You have more chance of dying today in a car wreck than being involved in a school shooting ever.

By way of contrast, an American child has a one in 3 chance of being overweight or obese, putting them at increased risk of diabetes, heart disease, sleep apnea, cancer, high blood pressure, high cholesterol, and a host of other life shortening problems.

You want to play the “won’t somebody think of the children” card? Send them outside for recess. Let them go play.

In Closing: Could you pass the citizenship test?; People other than me are calling the foreclosure mess fraud (perhaps the BAMTOR Principle will crumble and people will go to prison?); if everybody eats there then how come I never see them?; disconnected; demented; decline of business casual (it’s all your fault!); and smell like a monster.

Wouldn’t that be nice?

Taken at Clark High School in Las Vegas.

In Closing: Foreclosure mess (update, Bank of America has halted all foreclosures nationwide); new 300 year old Vivaldi concerto; progressive agenda; we have to be better; I hope the FDIC bankrupts these [redacted]; always check your work; on Afghanistan; 30% of unemployed have been out of work for at least a year, and the number of jobs in the economy went down last month (no wonder bankruptcies are up); good idea; speaking of food stamps; “none of the above“; new style CPR; sometimes it’s how you say it; and cell phones don’t and can’t cause cancer (“physics shows that it is virtually impossible for cell phones to cause cancer”).

Oh and one more thing! Surf over to Vegas Video Network to see my new show later today!

Out of the Clubhouse!

Attention! I have a very important announcement.

As a woman, a post-feminist, a human being, and the self-proclaimed ShortWoman, I hereby revoke the female credentials of both Christine O’Donnell and Sharron Angle. The charges are as follows:

  • Reinforcement of the very worst feminine stereotypes including flightiness and an inability to do math
  • Antics that would not be tolerated in a male political candidate of either party
  • Political views which are detrimental to all women, which if tested would almost surely be proven hypocritical
  • General Lunacy

In addition, Sharron Angle faces a charge of:

Christine O’Donnell faces two additional charges:

These things being true, I am kicking Mr. Angle and Mr. O’Donnell out of the female gender and request that they surrender all identification showing a female status immediately. I will gladly start the donation pool to send them to Thailand for surgery if needed. I expect that as men, their antics will no longer be considered “cute” and they will be seen for the stupid, opportunist people they are.

Education Roundup

This week, there’s been quite a buzz in education. Or perhaps it just seems that way since we have a new Superintendent of Schools in Clark County Nevada.

So lets start with President Obama feeling that part of the problem is that many schools are using outdated textbooks. Has basic reading or math changed recently? Will your child be laughed at for using an outdated form of Algebra? Sure, our understanding of science changes all the time. And foreign languages evolve — Latin excepted. As for history, does it matter inasmuch as they will never get to the last chapter anyway?

The same day, E. D. Hirsch argued that the new educational standards we are trying to formulate won’t amount to a hill of beans without a good curriculum to ensure that kids actually learn it. He’s an expert in both education and cultural literacy with a bibliography longer than my arm, so ignore him at your peril.

One problem with education is that the people who teach the teachers how to teach are failing to address the basics: things like classroom management and how to effectively meet the objectives of reforms like standardized testing. Or, “how to keep a job as a teacher.” In fact,”only 49 percent believe state governments should adopt the ‘same set of standards and give the same tests in math, science, and reading nationwide.'” Sorry professor. Colleges and modern employers expect a high school graduate to know certain things.

In Closing: Rest in Peace Tony Curtis; Happy Birthday Hoover Dam; health insurance changes; it’s not over ’til the crazy lady sings; I’ll have Honda on asphalt with mayo; Erik Scott leads to ch-ch-ch-changes; you can’t have both; on Social Security and Women; Kohl‘s is creating jobs (that’s more like it); why it’s a “bad thing” for household debt to decline (if you are an economist); once more the rich get richer; Dear Ben Stein, stop whining; worker’s health costs to rise 12% next year; and maybe the reason it “seems” that Americans don’t want jobs as migrant farm workers is that they don’t speak Spanish, don’t have “tractor skills” and like coming home to their families every night (certainly a barrier for single parents!). But we would rather pretend that it’s because we uppity high school and college grads are too good for back-breaking labor in an environment where only lip-service is given to labor laws.

Follow-Up and Vegas Miscellany

In a way I wish I had waited until today to write The BAMTOR Principle. By some weird coincidence a bunch of other people have also noticed that Banks Always Make Their Own Rules that don’t necessarily have anything to do with the law. It turns out that many people knew that Wall Street was selling mortgage backed securities that were destined to fail. But what HuffPo didn’t bother to point out is that what those banks and brokerages did was in violation of the law. This blatant double standard — “laws are for little people” — will continue until the Feds start putting people in jail, levying huge fines against individuals who signed off on breaking the law, and states sue for the right to prosecute violations of state law.

In light of this, the banksters have the chutzvah to say that breaking up “too big to fail” institutions would create more risk. Yeah, more risk for their jobs.

As far as the economy goes, it turns out that 74% of Americans agree with me that regardless of what the government says about GDP, we are still in a recession. It’s getting more obvious that the numbers are being gamed. But don’t expect any administration in the near future to start talking about what inflation, unemployment, and GDP really are, because then we would all understand what deep doo-doo we are standing in and probably vote a lot of bums out.

Of course you need to be careful about voting bums out, as Christine O’Donnell and Nevada’s own Sharron Angle illustrate. Congruent Angle? Sorry I’m running out of Angle jokes.

And that brings me to an armload of local interest items. Let’s start with the spectacular view from the Cosmopolitan. Down the Strip a little bit, be careful about sitting by the pool at CityCenter’s Vdara, or you may experience their unique “death ray.” If you are planning on getting off the Strip, you will want to at least look over these amusing tips. One of the restaurants I visit regularly has been reviewed again, and I only recognize two of the things they were served. I haven’t talked a lot about it, but I am keeping an eye on the case of Erik Scott, killed in broad daylight by Metro in front of a Costco in one of our most yuppified neighborhoods. By the way, last week’s CSI did a great job of addressing it and not addressing it.

In Closing: electromagnetic spectrum; lies your teachers told you; cheap food costs dear; abortion does not have dire emotional consequences; Israel cannot have its cake and eat it too; people don’t like health insurance reform because it didn’t go far enough!; True Mud; a few words on taxes; Professor DeLong nails the Republican view of America; have we tried the simple stuff first?; Jack LaLanne is 96 (was I the only one who noticed Drew Carey’s homage in the blue “speed suit”?); and medical ignorance.

The BAMTOR Principle

There’s a story I first heard told some years ago by Cokie Roberts. Perhaps you weren’t aware that both her parents were in the United States House of Representatives. Not at the same time, of course: her father was elected; upon his death her mother was nominated to take his vacated seat, and she was later re-elected several times in her own right. After she had been in the House for a while, she decided that she would like to have a condo in Washington where she could stay while Congress was in session. So she went down to the local bank to apply for a mortgage. She began to question some of the documents that were required of her, and the mortgage officer said they were required by federal law because she was a single woman applying for a mortgage. Rep. Boggs calmly replied something to the effect of “No dear, it’s against a federal law that I helped write!”

The BAMTOR Principle isn’t something that happens when language-challenged super-heroes get mad: it stands for Banks Always Make Their Own Rules. It was true in the mid-70s when Rep. Boggs tried to get a mortgage — how many women simply sighed and handed over the illegally-requested materials? Nothing has changed for the better.

This week GMAC, under it’s new identity as Ally Mortgage, announced that they were halting foreclosures in 23 states. A quick search revealed to me that those 23 states included every state where a foreclosure has to actually go in front of a judge, and many states where they must pass under the Sheriff’s eyes, but no states where it’s a simple matter of a Trustee’s Sale. The obvious conclusion is that their documents will not pass legal muster — but who cares if all you have to do is file papers with the County Recorder and have a sale?? It’s obvious to many observers that they failed to follow the law, in spite of “company policy” that they follow the law, and that this pattern of not giving a **** about the law has persisted for some number of years. Nor are they the only mortgage company with this problem.

Perhaps you’ve heard that Wells Fargo is trying to avoid the responsibility of selling homes they may or may not have the actual right to sell? Most people buy a home assuming that it is theirs and they can sell it to somebody else someday, but that might not be true here; regardless of how many places buyers initial the “bank addendum,” I smell a future lawsuit, particularly when the buyer’s mortgage company gets involved. No wonder banks prefer cash offers.

This brings up another interesting point of law that the banks don’t care to follow:

Now this little problem can be solved by title insurance, right? Well, guess what, some title insurers have exited the business, some others are starting to write policies with meaningful exceptions when they can’t go to the courthouse and find a clear chain of title. Oh, and Wells is trying to steer you towards their title insurer. What do you think the odds are that their title insurance policy doesn’t have exceptions?

A Federal law called RESPA says they can’t actually make you use their title company, but in practice good luck using any other title company. This particular fear is a little overblown because title companies use three standard policies, but the point is taken.

Nor is real estate the only realm where banks ignore the law. Earlier this month, remember that Goldman Scahs decided to graciously close down the proprietary trading unit that the financial services reform bill prohibited. And let’s not forget that back in the 90’s, the Citibank/Traveller’s merger was allowed go ahead most of a year before the actual law allowing such a merger was passed. There was barely a peep from regulators, who assumed that Congress would bend to the bankers’ wills.

When they can’t just outright break federal law without repercussions, they bend it. New rules on bank fees? Let’s just make some new fees!

Nor is it just Federal law that banks choose to ignore; they are perfectly willing to bypass state law as well. Bank of America (and Countrywide before them) has a nasty habit of foreclosing on the wrong house, mostly in Florida. As someone who lives in a neighborhood with a bunch of similar street names and its fair share of foreclosures, I can’t help but wonder if I need a better alarm system. Here in Nevada, we have a number of laws that banks choose to ignore, but since they are “federally regulated” I am told I have to take my complaints directly to the Comptroller of the Currency in Houston. Senator Ensign’s office was particularly condescending about it; if the lady I talked to could have patted me on the head through the phone, she likely would have.

The worst thing about the BAMTOR Principle is that Joe and Jane Average don’t really have a way to enforce good behavior with their wallets. Go ahead and try to open a checking account with a small, local or regional bank; perhaps you haven’t noticed that those smaller banks are disproportionally being shut down by the FDIC and sold to other banks that range from “huge” to “too big to fail.” Assuming you aren’t one of the millions of people who are “underwater” on their mortgage, sure you can get a new mortgage, but you can’t stop that mortgage company from selling your mortgage right back to the company you were trying to avoid!

Go ahead, feds. “Mull new rules.” The Bad Boys of Banking will just find new ways around the ones they don’t like until such time as the feds are willing to take a “tough love” approach, holding bankers responsible — putting people like department managers in jail or fining bankrupting sums of money where appropriate — and breaking up any institution so big that its failure would harm the economy.

In Closing: how abortion protests kill babies; add Michelle Obama and most of the White House Staff to the list of P90X people; where can I get one of these?; Good Samaritan; A question like “How to Lose a Million Jobs” will certainly get your attention; “Super-Rich Get Richer“? Oh good, I know everybody was worried about them; a fascinating read; “luck is not a business model“; more evidence that the insurance companies are doing all they can to subvert “reform“; fewer people working in 36 states, unemployment rises in 27 states, Nevada is still leading the pack; maybe they ought to read what Jesus really said someday; an interesting way of looking at things (h/t Calvin’s Mom); Sharron Angle is only a symptom of the craziness of American Politics; why fiscal stimulus isn’t working; and the Fed is trying to decide if — if! — they need to do more to fix the economy. Well, guys, look at today’s political cartoons and you tell me.

Oh yeah, and happy Autumnal Equinox.

Thoughts for Labor Day

I think it’s appropriate to focus on jobs for Labor Day.

The good news is that employers did add new jobs last month. Unfortunately they didn’t add nearly enough to make a dent in unemployment. Even as private employers are adding positions, cash-strapped state and local governments have had no choice but to cut them. Drowning government in the bathtub sounds great until you realize there’s lots of things government does to make the private sector possible.

The flipside of employment is, of course, unemployment. Real unemployment is much higher than the “headline” number. That’s because the number you hear on the news doesn’t include people who have given up on jobs, people who went back to school because there’s no jobs/to get training/hoping the market will be better when they graduate, part time workers who would rather work full time, etc.. Of course, it’s also alarming how long many of the unemployed have been unemployed.

It doesn’t help matters that the current administration thinks they can create jobs by encouraging companies to borrow money. Banks are still being stingy and real property is no longer something with which truly small businesses can secure loans. Besides, what bank in their right mind is going to lend money to some unemployed guy who figures he can start his own business?

We’re one of the only modern countries with no maternity leave, no mandated sick leave, and no guarantee of health care (merely an upcoming mandate that we pay the profitable insurance companies that created our unaffordable system). We also trail every modern nation when it comes to vacation time. Heck, some people have to fight for their lunch break!

Let’s hear it for Labor this Labor Day.

Acute Angle: Looks like the Review Journal is going to actually sue Sharron Angle for copyright infringement!

In closing: any prison term can turn into a death sentence; why people believe lies; fired for being paid so little she qualifies for food stamps; advice for college freshmen; Enron exec to stay in prison during appeal (good!); this is not good; Thank you, Digby, for saying what I’ve said for years, If Social Security is running out of money, how is less money supposed to fix it??; parents’ worries vs children’s actual risks; Abigail Disney on the Estate Tax; VW wants to be #1; on debt; I wouldn’t treat a dog this way; “Moby Dick with Dragons“; on racism, bad neighborhoods, and the news; and Mac Vs. PC.

Hold Your Nose and Pick One

The Nevada race for Senate continues to be close. But this week the Las Vegas Review Journal — our paper of record, serving roughly 75% of the state’s population — did a different poll. They found that 2/3 of people who support Sharron Angle wish the Republican candidate were someone else, along with 8 in 10 undecided voters.

Senator Reid isn’t out of the doghouse either: “Some 49 percent said they would have preferred another Democrat nominee over Reid, including 28 percent from his party, 66 percent of Republicans and 62 percent of the undecided or those aligned with other candidates.”

CBS has picked up the story, pointing out:

Before Angle’s nomination, Republicans were salivating over the likelihood that Reid would fall in the midterm elections in what was expected to be a demoralizing, high-profile defeat for Democrats. But Angle’s controversial positions on a variety of issues gave the majority leader an opening to portray her as too extreme for Nevada voters. Her nomination, coupled with Reid’s relative unpopularity, appears to have forced many in the state to have to choose between a pair of candidates about whom they have little enthusiasm.

So there is a question that we have to ask ourselves when we look at poll results: how many of those people who say they support one candidate will really go into that polling booth and select the other one? Where do the 66% of Republicans who wish Reid wasn’t the candidate overlap with the 68% who wish Angle wasn’t the candidate, and will some of them secretly vote for Reid? Will Angle say something between here and November so crazy that not even most Republicans can stand by her? Can Reid do anything to win over those who aren’t happy with her? Will voter turnout programs target at the unemployed matter in a state with one of the highest unemployment rates in the nation?

All these questions and more will be answered by November 2, 2010.

In closing: stop the rape; American birthrate at a new low; the Department of No Shit Sherlock (where did Susie find these great people to cover her blog while she’s away??); fighting for freedom, free of freedom; what on earth was the woman who tried to smuggle a baby tiger in a suitcase full of stuffed tigers thinking?? (cute little guy); when it comes to the GDP revisions, don’t forget to look at the huge gap between imports and exports (latte, anybody? Shame we can’t seem to export those); someone did a study showing children are likely to be underinsured (remember, children have no employers); 5 years after Katrina; how huge families make ends meet; garden porn??; riiight, nothing to do with fear-mongering talking-heads; and two blasts from the past that are relevant again, on public schools and Social Security. School starts Monday in Vegas and many other places; drive carefully.

Inflation

That’s one expensive yearbook!

In closing: “Maybe we can get Yaphet Kotto to play Captain Picard”; inside Trader Joe’s; a criminally misleading article about what doctors make; investors are nervous; Japanfilter double feature, Space Cruiser Yamato and the truth about Kobe beef; banks still only follow laws that they want to follow; 5 fastest growing occupations (the top two paying jobs reflect a premium for people willing to work the overnight shift); orders for durable goods — things that last longer than a latte — are up a whopping 0.3%; Turn Off Fox; when you start calling the citizenry “a cow with 310 tits [sic]”, you shouldn’t hold down a government position; Direct Instruction is a little more complicated than “nuns in a classroom,” but his point is taken that it in fact works; the smartest thing on unemployment that you’re likely to read this week; “cut government spending… someplace else!”; the next Dalai Lama could be an attractive woman?; you’ve got the time, get out and vote; Righthaven is perfectly willing to go after bloggers, but not a Senate candidate; on American Apparel; mysterious heiress (Clark County, Nevada is named for her father); and finally, The Doctor is In.

I’m going to speak slowly….

Pedant aside: please note that I did not say “Imma” in place of “I’m going to”.

The end of August is upon us. This is normally I time of year that I republish A Little Message for the College Crowd, updated with the newest Beloit Mindset List. As important as I still believe that message is — and I encourage you to send that link to the college students you know — there’s something else I have to say this year.

What is with you parents and your dorm room obsessions? Have you lost your minds?

Ok, yes. The kid is “out on his/her own” for what is probably the first time (heaven forbid you sent them to summer camp for a couple of weeks). Still, the space they will be occupying is a room. Not an apartment. Not a luxury suite. They are unlikely to have access to a kitchen, and there will be restrictions on what cooking implements they are allowed to have in their room. Also remember that they will not have a lot of room for, well, anything. And finally, remember that they will have a roommate. The aforementioned roommate may have his/her own ideas about the space — or worse yet, roommate’s mom might.

Here’s what you need to send to the dorm: school appropriate clothes (including pajamas and a jacket); bedding and towels; personal toiletry items; a travel bag (1); an alarm clock; school supplies, including stuff that would normally live on the student’s desk; laundry supplies including a basket, hangers, and soap; a few small items of decor (favorite poster, fun lamp, picture of the kid’s dog, stuff like that); essential personal electronics (computer, cell phone, MP3 player, etc.). Ask whether they need a trash can. If you’ve missed something really essential, I bet there’s a store near the school.

Here’s stuff that’s nice to have but not necessary: mini-fridge, if allowed; microwave, if allowed; calendar; white-board or cork memo board; a small stereo system and a few favorite CDs (assuming his/her whole collection isn’t on the computer and/or MP3 player); a little tote for getting toiletries to and from the shower; an electric fan (check dorm rules for when it may be used).

Every dorm room I have ever seen has two beds, two desks, two chairs, two dressers, and two rather small closets. Usually there’s lamp or flourescent light, and sometimes a task lamp on the desk. Do not send furniture to the dorm. And no, the kid doesn’t need a 42″ flatscreen in his room. He doesn’t really even need a TV! There’s one of those in the floor lounge, and he should really be studying anyway! Sure, make a list so you don’t forget important stuff. But if you have to rent a truck to get it all there, you’ve got way too much junk.

In short, treat the dorm like a bare bones hotel room instead of Baby’s First Apartment and you’ll do fine. The kid is legally an adult; now let the kid get on with his or her life. Please.

Now I get to sit back and wait for Calvin’s Mom to tell us what all those little darlings say when they arrive….

Obtuse Angle: Just a little rundown of the various Sharron Angle stories out there. At an event where she wasn’t expecting recordings, she said that evolution is a theory (just like phrenology, right?) and NPR has too small an audience for debates so Harry Reid needs to agree to meet her on Fox News. Both candidates think Cordoba House shouldn’t be built (is it sacrilege to have an apartment near Ground Zero? And if so, is it alright to *ahem* make whoopie there?) Here she is trying to sound sane repudiate clarify all her previous positions. Here’s our local politics guy calling her out on it. Here’s a blast from Sharron’s past. If you wonder what became of the Chicken Lady, this link is for you. And as a bonus? I’m Voting Tea Party T-Shirts.

Phoney Argument: Right, because just what we all need is to turn our $400 smart phones into $5 transistor radios.

Finally, In Closing: If “the easy answer is yes,” what are all the extra words for?; turns out everybody is cutting back, Boomers and retirees more so; the things you can dig up; we can hope; Thanks to E.B. Misfit for pointing out that the U.S. Chamber of Commerce thinks that women need to “make the tough choices about work-life balance” including “choosing the right place to work and choosing the right partner at home.“; what does it take to get shut down??; on arguing with conservatives; and more than you wanted to know about Death and Sesame Street.