Tag: police

Canibal Shorties

Pesky Government Regulations: Saved lives.

A question of scale: Nope, not toys. It does make you wonder how big a quake caused this.

Tell me why we do this every Spring and Fall again: Not even cows like Daylight Savings Time.

They say they want to save money, then they prevent us from doing it: comparative effectiveness review and Medicare.

Doin It Live!: Public database for safety complaints.

Seriously?: Apparently I live in a dangerous Spring Break destination. Sorry, I’m not feeling it. Oh, I should probably say something about the Sahara closing down in a couple of months, but I’ll let Steve do it.

I love seeing a genuine economist say this: “Ayn Rand Is Full of Crap.” He has to point out that she wrote fiction.

That’s a real diet buster: It’s easier than you might think to eat a 2000 calorie meal at In-N-Out.

We’re off to a great start: 31 Most Ridiculous Quotes of 2011 So Far.

A New Political Party?: The People‘s Party.

Granny’s gonna live longer anyway: on the demographics of the employed and unemployed.

So Be It?: We may have added 222,000 private sector jobs last month, but massive government budget cutting may delete 710,000 old jobs. Can we afford that kind of budget cutting?

Wasn’t Universal Failure the Goal?: 82% of public schools may eventually be “failing,” even ones that by every other measure perform well. That’s what happens when “better” is your only goal.

A Nobel Winning Economist Isn’t Good Enough: for the Federal Reserve.

Flashbang: Potentially deadly against cops, deadly against suspects, deadly against the innocent.

She’s baaaaaack!: Sharron Angle.

Confused: If terraists can allegedly turn the oxygen masks in a plane into a weapon, why can’t terraists do it from their seats?

Only in Vegas: Ladies and gentlemen, the Chip Monk.

Mulholland Shorties

Was I Wrong About Rahm?: He’s not even sworn in yet, and he’s announced that something he wants to do is enlarge a good old-fashioned public works project! Granted, it’s just bike lanes, but it will put people to work and help other people get around when it’s done.

Food Insecurity is just a fancy word for Going Hungry: Here’s a viewpoint from somebody who once had to endure it. It turns out there are a lot of issues in play.

So You Want to be a Revolutionary: This man wrote a book about non-violent revolution. There’s a link to the PDF, which is credited with change around the world.

Income Inequality: When people in other nations notice it, it’s bad. If that has too many words, this one has lots of pretty pictures. Here’s more.

Release the Hounds: An Indiana Deputy Attorney General suggested using live ammunition on protesters in Wisconsin. Thankfully, he didn’t have the authority to order such a thing. But sanity did prevail: he is now unemployed on the grounds that a man in his position must demonstrate civility.

Speaking of Shafting the People who Teach Your Kids: Providence just sent lay-off notices to each and every teacher. They will decide later who actually gets the axe. Way to promote morale! And just a reminder, the average teacher in Wisconsin makes less than the Wisconsin median income.

Your Insurance Company Believes in Global Climate Change: Because 2010 was one of the worst years for climate disasters ever! That would include things like storms. Oh, and I sure hope those of you in San Francisco enjoy the expected snow.

Too Big to Fail is Too Big to Exist: Seriously, even people from the Fed say so.

Making the Situation Worse: Banks are moving branches from poor neighborhoods to wealthy ones — despite laws requiring them to serve the entire community. In this vacuum, payday lenders and check cashing businesses spring up out of need. And did you know that one in nine banks is in danger of collapse?

Some People Have Never Heard of the First Amendment: Some people think you can outlaw “shariah.”

Who Knew: It turns out Americans like having clean air and water.

Priceless: It turns out you can download sheet music of the classics for free. Mozart’s copyright rights are long since expired.

Truth in Comics: Drew and Bors.

Can we Stop Calling it the Party of Lincoln?: It turns out President Lincoln would disagree with almost everything the current Republican party stands for.

They Really Would Prefer All Women were Pregnant: No word on whether they think we should be allowed to wear shoes.

Plastic Tubes and Pots and Pans, Bits and Pieces: Kids need to do more science.

Batshit Crazy: Qaddafi.

The Only Evidence that I am “Moderate”: I’m clearly somewhere between these two crazy extremes. Honestly, I think of myself as left of center. You know I think that the banks are the root cause of much of our current economic woes, but it would be childish to assert that “Wall Street causes all bad things.”

Placebo: Dogs just want to please their masters. That’s why drug sniffing dogs only have an accuracy rate of 44%. That rate drops to 27% when the person in question is Hispanic.

Lily the Pink: Or, Who Knew Moldovans Drank So Much?

Advice for Democrats: Stop using the Republican’s terminology! I want to scream every time i hear one of you talk about the “death tax” or “tax reform” or “Obamacare” or “Social Security reform.” For pity sake, all these things have names that don’t admit that their way of looking at it is correct!

What Happens When This One Pops?: College textbook price bubble.

A story

The President keeps talking about making the hard budget decisions that families make around their kitchen tables. Let’s turn that table.

Once upon a time — ok, long about 2001 — there was a family that was finally coming up for air. Once they paid off their bills each month, there was actually money left over. Of course, they were still making the minimum payment on all their credit cards, and they still had mortgages and car payments and all the little expenses of suburbia. And like most Americans, they didn’t have nearly enough money saved for retirement. Nevertheless, this little budget surplus was a big deal!

They thought for several months about what to do with this extra money: Pay down the credit cards? Put it in the retirement account? Buy a boat? In the end, they decided to cut back on their hours at work so they could use the extra time to pursue a dream: an online business selling homemade wicker baskets. (A real basket case!)

Years passed.

The economy went sour. It turned out that not only did they really not have enough patience to spend all their free time making wicker baskets, but few people wanted one for the price. After all, cheap, Asian made wicker baskets are available lots of places. They had a couple babies. A raise they were expecting didn’t pan out. They ended up underwater on their house — thankfully not New Orleans style. One of the cars needed a new transmission, and it wasn’t under warranty. The water heater at the house had to be replaced.

And not surprisingly, their debts went up. Finally, those debts got to the point where they got alarmed and decided something had to be done.

So they got a free consultation with a financial adviser down at the bank. “Free” was a price they could afford!

The adviser confirmed that their situation was completely unsustainable, because at some point they would reach the limit on their credit cards. Visa and Master Card were unlikely to extend them more credit at this point, and there was no equity in the house for a loan. However, bankruptcy was simply not an option. So, the adviser asked, what have you thought about doing to get back on track again?

“Well,” answered the woman of the house, “We’re thinking of getting out of the house and renting a cheap apartment. And we might get rid of the cars. Cable TV has gotta go, and even though the kids love Sesame Street, we’re going to have to stop giving to PBS.”

“Let them get commercial sponsors like everyone else!” the man of the house interrupted.

“Actually we’re going to have to stop all donations, even giving clothing to Goodwill. After all you never know when something’s going to be handy. No more discretionary shopping, of course” the woman of the house continued.

“Oh, and one more thing,” the man of the house announced, ” she’s gonna stop taking birth control pills. That’s another $20 copay every month!”

“Um, ok,” said the adviser, and he looked down at the notes he had been scribbling while they talked. “Let’s think this through. I don’t know if you’ve priced apartments lately, but I think you’ll find you won’t save very much. Particularly once you figure in the mortgage interest tax deduction. Plus a foreclosure will show up on your credit report and could make trouble for you at work.”

“Nobody said foreclosure! Just send the bank the **** keys!” the man shouted.

“That’s called deed in lieu of foreclosure. It’s pretty close to the same thing. Now, about the cars. Why do you want to get rid of them?”

“Well, there’s the payments of course. And gas is so expensive. And then there’s repairs and oil changes and things like that,” the woman answered.

“I see,” said the adviser. “If you sell them, how will you get to work every day?”

There was a silence. The man and the woman looked at one another for a moment, and stammered something about walking and the bus.

“Let’s move on,” the adviser suggested. “I think you’re on to something cutting cable, but that’s still not much money. So, uh, what other shows do the kids like?”

“Oh, our oldest loves Pokemon!”

“Bugs you to buy cards for him all the time, doesn’t he?”

“Oh yes!”

“Do you really want Sesame Street to have commercials?”

“Well, when you put it that way, I guess not.”

“Ok then. No donations doesn’t hurt anything, but it’s not helping you either. And remember, you can take a tax deduction on stuff you give away, so you might reconsider that one too.” The advisor took one more look at his notes before going on, “Have you discussed the birth control together, before today?”

“She’s my wife and I can make decisions for us!” The man announced.

“Well, that’s between the two of you, but have you considered how expensive it would be for her to get pregnant again? You could have thousands of dollars in expenses! It seems to me that $20 a month is a bargain.”

“That’s right, dear,” the woman said, glaring at her husband.

The adviser sighed, then said “Look, these are all very interesting ideas, but even if you add them all up that’s just a teeny bit of your budget. And we haven’t even talked about the fact that you don’t have nearly enough in your retirement accounts, and you have absolutely nothing put aside for your kids’ education.”

“What are we going to do?” the woman asked. Now she was starting to panic.

“You’re going to have to get some more income. Is there any chance of getting more hours at work?”

Sheepishly, the man admitted “My supervisor offered me more hours just a couple months ago. But I turned him down. After all, if I take those hours I won’t have time for our wicker basket business. I’m investing in the future! Someday those wicker baskets will mean I don’t need that job anymore.”

“That’s interesting. How long have you been in the wicker basket business?”

“Nine years.”

“Really? How much money did it bring in last year?”

The man started to stammer about the recession, but the woman cut in, saying “Net profit of $99.12.”

“Seriously? Oh come on, you’ve got to be kidding me. Nine years building a business and all you’ve got to show for it is a profit of $99.12? You know that at your hourly wage, you can earn that in a day?”

The man looked at his hands in his lap. The woman glared at him.

Finally the adviser spoke: “If you are serious about digging yourself out of this financial hole, you need more work. I’ll help you out, but not until you get those hours back. If you’ll excuse me, I have other clients waiting.”

In Closing: one more time, if your job requires you to do something that goes against your conscience, quit!; WI and more WI; middle class incomes going down; talk about the wrong guy to hassle; and about time somebody did the right thing.

Which one is it, CNN?

Ok, this is what appeared in my RSS reader this morning. CNN can’t seem to decide if the President’s budget “takes a sharp knife” to spending, or “only boosts spending.” Apparently it went unnoticed that these are opposites. I guess they don’t teach things like logic and rhetoric to journalism majors anymore.

Granted, with Democrats like this, who needs Republicans?

But with news media like this, how can any normal person be expected to separate truth from fiction. I recently saw a bumper sticker that said “Confuse a Liberal: Use Facts and Logic.” I suppose that might work if you get to choose which facts you think are true.

In closing: the grocery gap; milk and sugar cause acne?; this will just mean more student loan debt; must be nice; gotcha; silly cops, you can’t go abusing upper-class kids; in the long run, we all lose; we could use some of this; it’s about public health, not baybeez; so much for no earmarks;

Jack LaLanne

The man who revolutionized exercise in America, Jack LaLanne, died yesterday at the age of 96. He performed several spectacular public stunts, set world records, had a popular exercise show for decades, preached weight-bearing exercise and healthy eating, owned health clubs, and invented a bit of equipment you’ll find in every serious gym, the Smith Machine (click there to find out why it’s called the “Smith”machine instead of the LaLanne Machine). Oh, and although I can’t find signs that he practiced, he was a Chiropractor (it was probably the most efficient way to learn anatomy and physiology for him).

Rest in peace. I do hope some of today’s fitness superstars have enough class to attend his funeral.

Follow-Up: Steve Edwards (the other guy behind P90X) did this item.

In closing: coincidence; why not just troll Google Street-View for evidence?; rehab; truth; regulations; and Reich is right correct.

Wanted: X-Ray Glasses

Watch this. It’s a man with a golf club, being shot to death in his own home by cops who had a no-knock warrant. He was known to have a drug problem, and was suspected of being a dealer. The county attorney called it “justified.” Do you hear the police identify themselves in that video?

Now then, pretty much every state in the union gives me the right to defend myself and my home. I live in a neighborhood where people try to deliver items to homes with the same number but a different street name on a regular basis. So I have a deadly serious question: When somebody is trying to break down my front door, how do I tell whether it’s a theoretical drug-addled group of gangsta neighbors, a bank trying to illegally foreclose on the wrong house, or Metro Police executing a no-knock warrant on the wrong address?

I’d really like to know, because in two of those situations I’m a hero for defending myself, but in the other I’m dead.

In closing: Todd the Bod; Facebook; really, Wal-Mart?; MC2; follow-up on an adoption; truth; and coffee.

Revisiting the BAMTOR Principle

Banks Always Make Their Own Rules, and this has been a banner week for demonstrating it!

You’ve heard of course about the lady who arrived at her second home to discover new locks and all her stuff missing, including her late husband’s ashes, right?

What about Deutsche Bank agreeing to pay a bunch of fines for helping wealthy Americans dodge their taxes?

Arizona and Nevada are both suing Bank of America over loan adjustments, and the Nevada AG has evidence that B of A has engaged in massive deceptive trade practices.

In California, Wells Fargo has been forced to admit that “pick a payment” was a bad idea and strongarmed into modifying a whopping 15,000 homeowners (sounds much more impressive if you say $2 billion in mortgages, doesn’t it?).

Meanwhile, the federal agencies that should be regulating the banks and protecting the citizens are protecting the banks from the citizens. The Federal Reserve has actually blocked new foreclosure regulations.

Even MarketWatch suggests that the banks have pulled on over on all of us.

We don’t just need rules for Big Banks, we need them to be forced to follow the law. Put a few bankers in jail, and I imagine the rest will be more likely to resist criminal activity.

In Closing: less American Pie; when Pat Robertson says to decriminalize pot, you know the War on Drugs is a failure; duh; security threat; Schneier; look, there’s never going to be a “get out of the security line free” card, so stop wishing for one!; gee, whoda thought?; good idea, wish somebody thought of it during the Clinton Administration; and idiot motorists drove through wet cement, getting stuck and delaying a project that would have been open in time for Christmas until probably Easter. Hope they’re real proud of themselves.

Make Me Mad

This morning I read a little item called “It’s time to stop blaming the lenders.” The essence can be told in less than one paragraph:

It’s okay that people made the mistake of borrowing more than they could afford. But is it really the lenders’ fault? Really? Maybe the banks didn’t deserve to be bailed out for their own poor judgment, but do the rest of us really deserve to bailed out for our own?

So let me make sure I’ve got this right. It’s our fault?

It’s Harry Homeowner’s fault that when he went to talk to Mary Mortgage-Broker, he actually believed her when she told him he could afford up to a $300,000 mortgage? It’s his fault that she lied to him, or pressured him into a pick-a-payment or adjustable rate mortgage he didn’t completely understand?

It’s Nicolle Bradbury‘s fault that she lost her job and — like so many other people — hasn’t been able to find another job that would allow her to continue making a modest $474 monthly payment?

It’s Joe Average’s fault that “everybody ought to own a house” propaganda combined with shoddy underwriting to create a housing bubble, even when the people who should have known it was a bubble said everything was fine?

It’s my fault that mortgage company executives were making insider trades?

It’s Darrell‘s fault that the mortgage company lost his paperwork not once, but five times?

It’s your fault that banks sold one another worthless securities based on your neighbors’ mortgages, and now sometimes can’t even figure out who owns what?

It’s our fault that banks hired scores of people with dubious qualifications to sign legal documents equivalent to swearing in a court of law, attesting that they knew things they couldn’t possibly know about our mortgages?

Is it also Nancy Jacobini‘s fault that her home didn’t look “lived in” enough for the goons hired by her mortgage company to change the locks? Is it her fault that he couldn’t be bothered to look in a window or knock on the door?

It’s Patrick Jeffs‘s fault that a mortgage company tried to take his home when he didn’t even have a mortgage with them?

This is nothing more than a pathetic attempt at victim blaming. It’s right up there with “she wore a short skirt so she deserved to be raped” and “he was walking at night; he should have known better.” The author should be ashamed of himself, but he honestly believes that it’s as simple as “no pay, no stay.”

In Closing: they want to build a steam powered computer; obesity is a threat to national security; venture capitalists are spending less money on new companies, which bodes ill for future job creation; average teen sends 3,339 text messages per month; girls can so do math; bad boys, bad boys, whacha gonna do?; health insurance reform isn’t over yet; overworked; and let me make sure I understand, the kids throw a wild party that got out of hand, and so you arrest the parents, leaving the kids to throw another party? Egads.

funny pictures of cats with captions
see more Lolcats and funny pictures

The Shorties Centipede

Ok, for the record, I didn’t make it up, this is a real movie. No, not planning on watching it.

Quickie Economic Stuff: Technically we are out of the Great Recession (assuming you can believe the numbers put out by the government but that’s another story). Nevertheless we are not in a recovery. Bankruptcies are still way too high and jobs are still way too few. We’ve still got too many people who have been unemployed over half a year and too many people who are stuck in part time jobs because a full time job just isn’t available to them no matter how hard they try. Oh, and we haven’t fixed the underlying real estate problem.

Obligatory Oil Spill Stuff: Some meteorologists think the spill might be 5 times worse than reported. Oh, and there might be a lot of unexploded ordinance to complicate the mess. So since the containment dome worked about as well as Jon Stewart predicted (starts around minute 5), now they want to try plugging it up with random junk. Hey, it worked in Futurama. But whatever you do, don’t cry for BP; about 4 days’ profits can cover cleanup.

Really cool computer accessories: Laquered wood mouse starts around $300 American.

No Point Reasoning With Some People: Complain about high taxes all you like, they haven’t been this low since 1950.

Closer than you think: The outrageous thing is that cops are busting down doors and killing pets every day across the nation. It’s just that this one time there’s a videotape.

I don’t get it: So it’s better that violent mental patients should rape a female mental patient than they should assault each other?

Must Read: Prohibition Then and Now.

Dear Fed: Sure, the Senate unanimously voted to have a one time audit of the Fed. However, it’s a watered down thing.

Core Requirements: Susie’s must-have course may be Johnie’s fluff class. How important is it to be a well-rounded student?

Blackbird Flyin’ in the Dead of Night: Take these discarded manuals and learn to fly. All your life, you’ve been waiting for this moment to arrive.

Don’t Ask Don’t Tell?: More like “Don’t put out and I’ll tell.” We already have an unconscionably high rate of rape in our armed forces. This makes me wonder how many people who are discharged are forced into this, and how many are rape victims with the temerity to stand up to their attackers.

And finally: this lawsuit ain’t over ’till it’s over.

Flint and Steel

What happens when you strike flint and steel? Fire.

In this case, lots and lots of fire.

Back on March 25, the City of Flint, Michigan made the decision to lay off 23 of 88 firefighters and 46 of 150 police officers. Almost immediately, the fires started. Several fires, every night. Sometimes, 8 or 9 fires. Mostly, they were among the 3000 vacant structures in need of demolition. Two were apartment buildings. A couple have been occupied homes. All have been called “suspicious.” In fact, the Mayor calls them a series of “coordinated criminal attacks.”

The remaining firefighters are understandably exhausted, and this makes them prone to making mistakes that can maim or kill themselves or their co-workers. Citizens are not happy at all, because there is always the fear that their homes could be next — either as a primary fire or as fire spreads from the vacant houses that dot their neighborhoods. One interesting detail is that only 6 of the structures are specifically known to be bank-owned.

Not surprisingly, many are blaming the Mayor, who had to do whatever it took to close an estimated $8,000,000 to $10,000,000 budget shortfall. A recall effort is underway to get him out of office, but that won’t change the fact that the city needs millions more dollars than it has. The Mayor has proposed a $13,000,000 bond sale to both cover the shortfall and help the city get its financial house in order. Some say that just won’t be enough to do the job, but the Mayor’s budget for the next fiscal year projects a surplus.

The surprising thing — shocking in fact — is how little attention the mainstream media is paying to this. When Colorado Springs turned off the streetlights to save money, CNN and all the rest were there to make sure we all knew about it. But when a city in Michigan starts slowly burning to the ground, block by block, because they can’t afford enough firefighters? Only a bit of coverage from the local paper, a couple of firefighter groups, and the local ABC affiliate. It isn’t even a story in the newspapers down in Detroit, a mere 66 miles away.

Shameful.

Cross-Posted at The Moderate Voice

In Closing: unemployed workers per job opening (and remember, that’s the narrow, Department of Labor definition of unemployed); hell has a special place for people whose job is to find reasons not to pay unemployment benefits; relationship red flags (if I had limitless time and energy I’d add to this list); Should the Vatican have adopted the sorts of reforms already in place in the United States? Does the CSM really need to ask this question?; on school lunches; on “too big to fail” (um, yeah); So you call the cops to report a crime, do you really want his first question to be whether you can prove you’re a citizen?; if only there weren’t some truth in this letter from the Baby Boomers to their children; and one doctor tells us how she thinks Health Insurance Reform may cost everyone more money.