health insurance – Page 5

Shorties in the Sky

Impressive: America needs roughly $2,200,000,000,000 in repairs to things like roads, tunnels, bridges and the like. You don’t suppose doing something like that might result in some kind of fiscal stimulus?

Stick to feeding the poor and preaching peace: young people increasingly turned off by the hateful political crap spewed by many churches.

Do Not Grope the Pilot: He would also like you to not take naked pictures of him, and moreover he would like you to assume he is not a terrorist.

Is it time to resign yet?: Senator John Ensign (the guy who isn’t Harry Reid) raised a whopping $18,000 last quarter. Unfortunately he had to shell out over a half million dollars in legal fees.

Color By Numbers: There are more black men in prison today than were enslaved in 1850. You don’t really believe that’s because the overwhelming majority of crimes are committed by black people, do you? You don’t suppose that there could be just a wee tiny bit of racism going on?

I Dare you?: D.A.R.E., encouraging children to put their parents in prison and themselves in foster care, all for the unworthy goal of the long since lost “War On Drugs.” Heck, we couldn’t even win the “War On Drugs” by re-destroying the #1 opium producing nation in the world!

Go Ahead, Make the Case for Medicare For All: Some insurance companies are threatening to stop writing policies if they are forced to follow the law in 2011 instead of a largely theoretical future date of their choosing. Yeah, you just go on and do that, suckers. In the meantime, the Feds are taking on Michigan Blue Cross for stifling competition in a way that raises prices. Nice to see them the Feds actually giving a darn about normal people over corporations for a change.

Obligatory Items on the Economy: Reich’s Perfect Storm; donations down 11% at the top 400 American charities; the problem with the economy so that absolutely anybody can understand it.

No Woman Should Have to Put Up with This Crap: “Some students and the Yale Women’s Center board complained after pledges were videotaped last week, chanting about necrophilia and a specific sexual act.” Pledge activities have been suspended, but as far as I am concerned, some wealthy young [insert offensive plural noun] needs to get suspended or expelled. Let them explain to their daddies and mommies what they did on videotape and why. “Boys will be boys” my ass!

Password protection for your internet connection is a good idea: “Deputies arrested Candice Miller only after they raided the wrong house. Investigators busted into the neighbors’ house suspecting they were sending child porn. Turns out Miller’s neighbors didn’t secure their wireless Internet connection.”

The Difference Between Theft and Piracy: boils down to what you’ve got afterward.

If Only: Myth Busted! Can we move on to where you were born?

Smart people drink more: Alcohol consumption correlates with intelligence.

I guess I know what I’m wearing tomorrow: purple. Relevant.

It’s less annoying than air travel: record number of riders on Amtrak.

No I don’t really need this: but a pizza cutter shaped like the Enterprise is still pretty cool.

I promise it’s the only thing I’ll say about it here: (But expect a post over at BridgetMagnus.com about foreclosures later) Ladies and gentlemen I present the dumbest thing anybody has said about a moratorium on foreclosures! “For instance, in Cleveland, where there are over 18,000 vacant homes, lives Millie Davis who recently earned her Master’s Degree in Urban Planning from Cleveland State University and just bought her first home – one that had fallen into foreclosure and sat abandoned for years. Had a blanket moratorium been in place, that sale would have fallen through — not only deferring her dream of homeownership but leaving neighbors on the block to stand by and watch as their property values continue to plummet.” Now then first of all her Master’s degree couldn’t possibly have less to do with the situation. I’ve got one of those myself and a fat lot of good it’s done me. Second, I don’t think anybody is talking about going back and examining the paperwork on homes that “sat abandoned for years.” That is all water under the bridge. The priority right now is to make sure that the banks or other entities that are foreclosing on homes a) have the legal right to do so and b) follow all the applicable laws when they do it (and they probably don’t). Failing to find this out now could result in millions of homes that can’t be sold at all because nobody can prove who really owns them. Oh, and c) “vacant” and “foreclosed” are two different things, which is something I would have expected the Secretary of HOUSING and Urban Development to know.

And one last thing: great descriptions of things on TV.

Looks Like Rain

Most people don’t carry around an umbrella unless they think there’s a good chance of rain.

That being said:

The Federal Deposit Insurance Corp. board approved interim guidelines to help clarify its procedures for liquidating complex financial firms [edit: that is, “too big to fail” firms] when they collapse, including permitting better treatment for some creditors when it benefits the estate or broader economy.

However, in the event of an impending implosion, the statute authorizes the FDIC to use U.S. taxpayer dollars to make partial payments to “healthy” counter-parties of the failing firm so that they wouldn’t go down with it. Once economic disaster is averted, the law requires the government to recoup the costs of the bailout by selling the bank’s assets and by collecting fees from big financial institutions with $50 billion or more in assets.

So then, the question as I see it is simple: which big bank does the FDIC expect to collapse? My money is on the one that declared last week that they were halting all foreclosures in all 50 states.

In closing: Mankiw is an idiot; what made them think that was a good idea??; I would rather take my chances with the slot machines; in denial; she can raise money but can she stop being crazy?; epilogue to cholesterol story; “I don’t know if he’s qualified to be on the Federal Reserve Board. He’s only got a Nobel Prize in Economics“; This Angry Season; and recovery.

Education Roundup

This week, there’s been quite a buzz in education. Or perhaps it just seems that way since we have a new Superintendent of Schools in Clark County Nevada.

So lets start with President Obama feeling that part of the problem is that many schools are using outdated textbooks. Has basic reading or math changed recently? Will your child be laughed at for using an outdated form of Algebra? Sure, our understanding of science changes all the time. And foreign languages evolve — Latin excepted. As for history, does it matter inasmuch as they will never get to the last chapter anyway?

The same day, E. D. Hirsch argued that the new educational standards we are trying to formulate won’t amount to a hill of beans without a good curriculum to ensure that kids actually learn it. He’s an expert in both education and cultural literacy with a bibliography longer than my arm, so ignore him at your peril.

One problem with education is that the people who teach the teachers how to teach are failing to address the basics: things like classroom management and how to effectively meet the objectives of reforms like standardized testing. Or, “how to keep a job as a teacher.” In fact,”only 49 percent believe state governments should adopt the ‘same set of standards and give the same tests in math, science, and reading nationwide.'” Sorry professor. Colleges and modern employers expect a high school graduate to know certain things.

In Closing: Rest in Peace Tony Curtis; Happy Birthday Hoover Dam; health insurance changes; it’s not over ’til the crazy lady sings; I’ll have Honda on asphalt with mayo; Erik Scott leads to ch-ch-ch-changes; you can’t have both; on Social Security and Women; Kohl‘s is creating jobs (that’s more like it); why it’s a “bad thing” for household debt to decline (if you are an economist); once more the rich get richer; Dear Ben Stein, stop whining; worker’s health costs to rise 12% next year; and maybe the reason it “seems” that Americans don’t want jobs as migrant farm workers is that they don’t speak Spanish, don’t have “tractor skills” and like coming home to their families every night (certainly a barrier for single parents!). But we would rather pretend that it’s because we uppity high school and college grads are too good for back-breaking labor in an environment where only lip-service is given to labor laws.

The BAMTOR Principle

There’s a story I first heard told some years ago by Cokie Roberts. Perhaps you weren’t aware that both her parents were in the United States House of Representatives. Not at the same time, of course: her father was elected; upon his death her mother was nominated to take his vacated seat, and she was later re-elected several times in her own right. After she had been in the House for a while, she decided that she would like to have a condo in Washington where she could stay while Congress was in session. So she went down to the local bank to apply for a mortgage. She began to question some of the documents that were required of her, and the mortgage officer said they were required by federal law because she was a single woman applying for a mortgage. Rep. Boggs calmly replied something to the effect of “No dear, it’s against a federal law that I helped write!”

The BAMTOR Principle isn’t something that happens when language-challenged super-heroes get mad: it stands for Banks Always Make Their Own Rules. It was true in the mid-70s when Rep. Boggs tried to get a mortgage — how many women simply sighed and handed over the illegally-requested materials? Nothing has changed for the better.

This week GMAC, under it’s new identity as Ally Mortgage, announced that they were halting foreclosures in 23 states. A quick search revealed to me that those 23 states included every state where a foreclosure has to actually go in front of a judge, and many states where they must pass under the Sheriff’s eyes, but no states where it’s a simple matter of a Trustee’s Sale. The obvious conclusion is that their documents will not pass legal muster — but who cares if all you have to do is file papers with the County Recorder and have a sale?? It’s obvious to many observers that they failed to follow the law, in spite of “company policy” that they follow the law, and that this pattern of not giving a **** about the law has persisted for some number of years. Nor are they the only mortgage company with this problem.

Perhaps you’ve heard that Wells Fargo is trying to avoid the responsibility of selling homes they may or may not have the actual right to sell? Most people buy a home assuming that it is theirs and they can sell it to somebody else someday, but that might not be true here; regardless of how many places buyers initial the “bank addendum,” I smell a future lawsuit, particularly when the buyer’s mortgage company gets involved. No wonder banks prefer cash offers.

This brings up another interesting point of law that the banks don’t care to follow:

Now this little problem can be solved by title insurance, right? Well, guess what, some title insurers have exited the business, some others are starting to write policies with meaningful exceptions when they can’t go to the courthouse and find a clear chain of title. Oh, and Wells is trying to steer you towards their title insurer. What do you think the odds are that their title insurance policy doesn’t have exceptions?

A Federal law called RESPA says they can’t actually make you use their title company, but in practice good luck using any other title company. This particular fear is a little overblown because title companies use three standard policies, but the point is taken.

Nor is real estate the only realm where banks ignore the law. Earlier this month, remember that Goldman Scahs decided to graciously close down the proprietary trading unit that the financial services reform bill prohibited. And let’s not forget that back in the 90’s, the Citibank/Traveller’s merger was allowed go ahead most of a year before the actual law allowing such a merger was passed. There was barely a peep from regulators, who assumed that Congress would bend to the bankers’ wills.

When they can’t just outright break federal law without repercussions, they bend it. New rules on bank fees? Let’s just make some new fees!

Nor is it just Federal law that banks choose to ignore; they are perfectly willing to bypass state law as well. Bank of America (and Countrywide before them) has a nasty habit of foreclosing on the wrong house, mostly in Florida. As someone who lives in a neighborhood with a bunch of similar street names and its fair share of foreclosures, I can’t help but wonder if I need a better alarm system. Here in Nevada, we have a number of laws that banks choose to ignore, but since they are “federally regulated” I am told I have to take my complaints directly to the Comptroller of the Currency in Houston. Senator Ensign’s office was particularly condescending about it; if the lady I talked to could have patted me on the head through the phone, she likely would have.

The worst thing about the BAMTOR Principle is that Joe and Jane Average don’t really have a way to enforce good behavior with their wallets. Go ahead and try to open a checking account with a small, local or regional bank; perhaps you haven’t noticed that those smaller banks are disproportionally being shut down by the FDIC and sold to other banks that range from “huge” to “too big to fail.” Assuming you aren’t one of the millions of people who are “underwater” on their mortgage, sure you can get a new mortgage, but you can’t stop that mortgage company from selling your mortgage right back to the company you were trying to avoid!

Go ahead, feds. “Mull new rules.” The Bad Boys of Banking will just find new ways around the ones they don’t like until such time as the feds are willing to take a “tough love” approach, holding bankers responsible — putting people like department managers in jail or fining bankrupting sums of money where appropriate — and breaking up any institution so big that its failure would harm the economy.

In Closing: how abortion protests kill babies; add Michelle Obama and most of the White House Staff to the list of P90X people; where can I get one of these?; Good Samaritan; A question like “How to Lose a Million Jobs” will certainly get your attention; “Super-Rich Get Richer“? Oh good, I know everybody was worried about them; a fascinating read; “luck is not a business model“; more evidence that the insurance companies are doing all they can to subvert “reform“; fewer people working in 36 states, unemployment rises in 27 states, Nevada is still leading the pack; maybe they ought to read what Jesus really said someday; an interesting way of looking at things (h/t Calvin’s Mom); Sharron Angle is only a symptom of the craziness of American Politics; why fiscal stimulus isn’t working; and the Fed is trying to decide if — if! — they need to do more to fix the economy. Well, guys, look at today’s political cartoons and you tell me.

Oh yeah, and happy Autumnal Equinox.

On One Hand We Have GDP; On the Other We Have Reality

Last month we were told that “Real gross domestic product — the output of goods and services produced by labor and property located in the United States — increased at an annual rate of 1.6 percent in the second quarter of 2010, (that is, from the first quarter to the second quarter), according to the “second” estimate released by the Bureau of Economic Analysis. In the first quarter, real GDP increased 3.7 percent.” Sure it did. The government says so and they would surely never tell us something that wasn’t true!!

Meanwhile, in Realityland, the FDIC took over 6 banks Friday afternoon. Canadian news sources are writing about the decline and coming fall of the United States as a “superpower.” This week we learned that the poverty rate rose to a 15 year high, with a 51 year high in the number of people actually living in poverty, 3,800,000 more than last year, including just under 1 in every 5 children who contrary to what some people think have no control over their circumstances. Despite the passage of a new health insurance reform bill, the number of people with health insurance dropped for the first time ever. The net worth of Americans has dropped roughly $12,300,000,000,000 since 2007. The small businesses that are vital to creating jobs both now and in future decades can’t get loans, and the new law that was supposed to “help small businesses” will likely do nothing of the sort. Big businesses are hoarding cash. Some people are calling it a “lost decade.”

Meanwhile millionaires are whining about the very idea that they might have to pay more taxes (when they aren’t screaming about the federal budget deficit) and admitting that they have had illegal immigrants working in their homes (rather than hire an unemployed American).

And the experts wonder why more Americans think a “third party” might be just the thing we need.

Next time, unless I am otherwise distracted, The BAMTOR Principle.

In Closing: let’s hear it for Elizabeth Warren!; “that guy who agrees with me is an expert, that other guy who doesn’t is a quack”; Senator Reid mad at Republicans blocking food safety reforms; “Sorry soldier, you’re too fat for this exercise program”; new rules to make it harder for banks to hide debt (like that will stop them).

Shorties’ Ladder

San Bruno: Admittedly, before this tragic explosion, San Bruno was mostly a BART stop to me. But one thing is very clear to me: we have got to stop waiting until bridges collapse and pipelines explode to make sure our infrastructure is in adequate condition! And here’s a little hint to politicians: You actually have to hire people to build and repair things like pipelines, roads, and bridges. Better yet, quality infrastructure makes it easier for the private sector to create jobs when these projects are completed! By the way, did anybody notice that PG&E are only committing to paying up if it is found to be their fault? Um yeah, I think Allstate and State Farm will see to it that they pay. Here’s video of the explosion taken at a nearby gas station.

Health Insurance Reform isn’t over yet: Premiums are still rising quite a lot faster than inflation, and insurers claim that this is because they are paying out more money (probably because certain shady practices had to be stopped). Meanwhile, there is one provision that must get changed. However, the Senate failed twice today to get it passed. Under an obscure provision — that has nothing whatsoever to do with health care — small businesses would be forced to issue 1099 forms to any vendor with whom they purchased more than $600 worth of goods. Somehow it is claimed that this would raise $17,000,000,000 in taxes. I just can’t see how that works. After all, I get receipts from my brokerage and local NAR chapter documenting how much I paid them; why is my sending them notice that I indeed paid what they admit I paid going to generate money for anybody but my accountant?

On the Federal Budget and the Deficit thereof: So those bad old Tax-And-Spend Liberals managed to reduce the deficit 13%, with control of Congress (although their “control” of the Senate is a strange thing). At least Tax-And-Spend Liberals know you ought to have money before spending it. But do you think any Democrats are going to point this out on the campaign trail? Probably not. By the way, I can’t understand why CNN thinks it’s newsworthy that the Federal Budget isn’t done yet. This has happened pretty much every year for as long as I can remember. Of course the budget deficit would shrink quite a bit if we just let the Tax Cuts For People Who Don’t Need More Money expire. Even Moody’s says that giving the rick a tax break doesn’t do jack for the economy, and they’re paid to figure this stuff out. Frankly, if the only way to make that happen is to accept higher taxes myself next year, so be it. Let me get my damn checkbook.

A Few Items on Education: School breakfasts are the coming trend (couldn’t they eat something more healthy than sugary cereal and whole wheat donuts? Sorry it’s still deep fried cake). David Sirota on the educational bait and switch that has left our students unfit to do much more than putter on computers and pour lattes. Why college grads can’t write despite employers begging for literate employees that can write a freaking memo. And more than you really wanted to know about student loans.

A Few Items on Banking and Financial Reform: It looks like the international community is telling us that we will tighten up regs whether banks and Congress and Bernanke likes it or not. However, the holes in the regs look remarkably like cheese from the region where the rules are even now being hammered out. Meanwhile, the SEC is trying to prevent financial firms from hiding their debt. Funny, we’re still having this issue how many years after Enron? Meanwhile, it looks like President Obama is actually going to do the right thing and put in a recess appointment for Elizabeth Warren as head of the Consumer Financial Protection Bureau. That means there is a chance things will be done that favor Joe Average above the Banksters. Oh and one more thing: if banks are failing to pay the feds back, why exactly aren’t the feds foreclosing on their worthless hides?

Cops Hate Dogs: It amazes me that someone who is sworn to protect the people can have such a low regard for living beings. One must wonder if they even respect human life.

“But that’s a nose in the middle of your face!”: Even CNN is pointing out that simply assuming people are physically able to work until they are 70 is an unrealistic plan for “saving” Social Security.

Silver Lining on the Economy is just Aluminum Foil: The wage gap between men and women is shrinking. My take is that the bean-counters figure it’s more cost effective to lay off the high-wage man than the underpaid woman, with the long term effect being that wages in general are lower when it comes time to hire again.

It’s still Sugar: High Fructose Corn Syrup is being re-branded as “corn sugar.” That doesn’t change the fact that most research says it’s not good for you.

If you build it, they might come: It turns out that Fiats may be returning to the states. That is, if certain Chrysler dealers build special showrooms for them.

Thoughts for Labor Day

I think it’s appropriate to focus on jobs for Labor Day.

The good news is that employers did add new jobs last month. Unfortunately they didn’t add nearly enough to make a dent in unemployment. Even as private employers are adding positions, cash-strapped state and local governments have had no choice but to cut them. Drowning government in the bathtub sounds great until you realize there’s lots of things government does to make the private sector possible.

The flipside of employment is, of course, unemployment. Real unemployment is much higher than the “headline” number. That’s because the number you hear on the news doesn’t include people who have given up on jobs, people who went back to school because there’s no jobs/to get training/hoping the market will be better when they graduate, part time workers who would rather work full time, etc.. Of course, it’s also alarming how long many of the unemployed have been unemployed.

It doesn’t help matters that the current administration thinks they can create jobs by encouraging companies to borrow money. Banks are still being stingy and real property is no longer something with which truly small businesses can secure loans. Besides, what bank in their right mind is going to lend money to some unemployed guy who figures he can start his own business?

We’re one of the only modern countries with no maternity leave, no mandated sick leave, and no guarantee of health care (merely an upcoming mandate that we pay the profitable insurance companies that created our unaffordable system). We also trail every modern nation when it comes to vacation time. Heck, some people have to fight for their lunch break!

Let’s hear it for Labor this Labor Day.

Acute Angle: Looks like the Review Journal is going to actually sue Sharron Angle for copyright infringement!

In closing: any prison term can turn into a death sentence; why people believe lies; fired for being paid so little she qualifies for food stamps; advice for college freshmen; Enron exec to stay in prison during appeal (good!); this is not good; Thank you, Digby, for saying what I’ve said for years, If Social Security is running out of money, how is less money supposed to fix it??; parents’ worries vs children’s actual risks; Abigail Disney on the Estate Tax; VW wants to be #1; on debt; I wouldn’t treat a dog this way; “Moby Dick with Dragons“; on racism, bad neighborhoods, and the news; and Mac Vs. PC.

Dear Teacher: Get Real

Mr/Ms Teacher:

As you are no doubt aware, each of your students has 5 other classes. Each of these classes has their own supply requirements, although some things like “pencils” and “notebook paper” are universal. There is only a 5 minute or so passing period between your class and the previous or next class. While it seems like many schools are set up with an area dedicated to students at one particular grade, the fact remains that some of your students will have classes in another part of the building (such as gym, choir, art, or foreign language) and not have an opportunity to visit their respective lockers during some passing periods. Furthermore, it is highly likely that a student might have homework in multiple subjects, requiring that quite a few things be taken home.

These are things that I would have thought obvious to a professional in your position. However, it seems clear that some teachers have not considered the idea that students might have no choice but to carry supplies for multiple subjects at once. I can think of no other explanation for the extraordinary supply lists that have come home for the last several years, including fact that several of your colleagues each require a minimum 1″ binder, and a couple have required 2-3″ three ring binders.

Really? They need that much stuff for one class? Do you really think it’s important for them to carry around every scrap of paper issued in your class from now until June? Is every assignment, every graded quiz, every set of scribbled class notes of such critical importance? Can’t we use this opportunity to teach prioritization? Frankly, I didn’t need multiple 3″ binders per semester in graduate school!

Further, there is the issue of space and weight. These are still kids we are talking about. There is a finite amount of physical room in their book bags, and heaven forbid they should need to cram a book in there. Experts recommend that they put no more than 10-15% of their bodyweight in a backpack — including the weight of the bag itself. Let’s say for the sake of argument that these kids weigh the same 120 pounds I do. That means no more than 12-18 pounds. Have you considered putting your required supplies on a scale to see how much you are contributing to the load? The 500 sheets of paper that will fit in just one of those 3″ binders is 5 pounds alone.

Please understand that I don’t even want to address the expense of all these supplies despite the fact that 1 in 5 American workers is living paycheck to paycheck. I consider myself fortunate that I can just go out and get all this stuff without worrying about whether I can pay all my bills.

Just do parents a favor and think about the whole picture rather than your one class when preparing your list of required supplies.

In Closing: On illegal immigration: on the broken mess we euphemistically call an economy; the chicken sexers of Japan; why doesn’t Bernanke know??; insurance companies scramble to raise prices before somebody tries to institute price controls, results in people talking about price controls who weren’t before; I told you the mandate was a screw-job; shut up and do what you’re told, authority figures are the enemy, and other things we are inadvertently teaching children; energy; click for the first paragraph, stay for the rest; the first dinner party; the miracle farms of Brazil; and fast food.

Hold Your Nose and Pick One

The Nevada race for Senate continues to be close. But this week the Las Vegas Review Journal — our paper of record, serving roughly 75% of the state’s population — did a different poll. They found that 2/3 of people who support Sharron Angle wish the Republican candidate were someone else, along with 8 in 10 undecided voters.

Senator Reid isn’t out of the doghouse either: “Some 49 percent said they would have preferred another Democrat nominee over Reid, including 28 percent from his party, 66 percent of Republicans and 62 percent of the undecided or those aligned with other candidates.”

CBS has picked up the story, pointing out:

Before Angle’s nomination, Republicans were salivating over the likelihood that Reid would fall in the midterm elections in what was expected to be a demoralizing, high-profile defeat for Democrats. But Angle’s controversial positions on a variety of issues gave the majority leader an opening to portray her as too extreme for Nevada voters. Her nomination, coupled with Reid’s relative unpopularity, appears to have forced many in the state to have to choose between a pair of candidates about whom they have little enthusiasm.

So there is a question that we have to ask ourselves when we look at poll results: how many of those people who say they support one candidate will really go into that polling booth and select the other one? Where do the 66% of Republicans who wish Reid wasn’t the candidate overlap with the 68% who wish Angle wasn’t the candidate, and will some of them secretly vote for Reid? Will Angle say something between here and November so crazy that not even most Republicans can stand by her? Can Reid do anything to win over those who aren’t happy with her? Will voter turnout programs target at the unemployed matter in a state with one of the highest unemployment rates in the nation?

All these questions and more will be answered by November 2, 2010.

In closing: stop the rape; American birthrate at a new low; the Department of No Shit Sherlock (where did Susie find these great people to cover her blog while she’s away??); fighting for freedom, free of freedom; what on earth was the woman who tried to smuggle a baby tiger in a suitcase full of stuffed tigers thinking?? (cute little guy); when it comes to the GDP revisions, don’t forget to look at the huge gap between imports and exports (latte, anybody? Shame we can’t seem to export those); someone did a study showing children are likely to be underinsured (remember, children have no employers); 5 years after Katrina; how huge families make ends meet; garden porn??; riiight, nothing to do with fear-mongering talking-heads; and two blasts from the past that are relevant again, on public schools and Social Security. School starts Monday in Vegas and many other places; drive carefully.

Shorties Lake

Latte Economy Revisited: It turns out that more Americans think it is important to create jobs — and specifically manufacturing jobs — than worry about the deficit. Dave doesn’t think we have a Latte Economy; he thinks we have a “Cake or Death” economy.

Education Researchers Don’t Need Statistics: A real scientist looks at the “good kindergarten teachers will help your kids earn more money” study. Unfortunately the figures don’t add up.

Left of Center, Maybe: Great quotes. “If we were a right-of-center nation, you could win an election by saying you planned to eliminate Medicare and Social Security. After all, this would be an effortless way of leaving the unprecedentedly bloated defense budget intact while still cutting big ‘gubment.’ Instead such a proposal is grounds for getting you burned in effigy.” Also, “The reality: the majority of Americans are actually progressive whether or not they call themselves that. Poll after poll finds when Americans are asked how they feel about issues like the minimum wage, protecting the environment, gay rights and even gun control – the majority agrees with the Left.”

Follow up: Dipak Desai’s competency hearings are beginning.

You’ve got to read this and pass it on!: Ok, if you’ve been reading me for a while you probably know all this, but MoveOn’s got the top 5 Social Security myths. And they’re delightfully blunt about the motives of the people who keep spouting them.

Speaking of which, talk to Granny about where she gets her information on the health insurance reform bill: It turns out that a lot of senior citizens are very misinformed.

Funny Thing, Most of Us Get Fired for Not Doing Our Jobs: Five years ago I said “If you have moral problems with doing your job, you must quit. Today. Otherwise, you are saying your morals only matter when they inconvenience others. A vegan waitress knows she will have to serve meat unless she works in a vegetarian restaurant; a recovering alcoholic realizes he should probably not go to bartender’s school; pacifists normally don’t enlist in the armed forces.” This week a judge said yeah, you don’t have a right to only do the parts of your job that you like, and you don’t have the right to re-write your professional guidelines to suit your moral qualms.

It had been months since I linked Pandagon and now I’m doing it twice in one post: Some conservatives are in a tizzy that President Obama is sitting down to an interview with Barbara Walters and a few of her friends… on her daytime show aimed at a mostly SAHM audience. Here’s a little secret — it turns out that women have had the ability to vote since 1920, and the sort of women who can take the time to watch daytime TV have the time to get to the polls.

Fine, how do YOU want to measure it??: 10 key indicators show that yes, global climate change is real. That’s what most scientists call global warming these days so freak snow doesn’t confuse the small-minded.

It sure would have been nice for someone, like say the news media, to have pointed this out in 2002: Hans Blix on the fact that he found no Weapons of Mass Destruction in Iraq because there were none.

How nice for somebody, I guess: Health insurer Aetna made more money last quarter — even though they had less revenue — because of lower costs (that is to say, less paying for actual health care).

And finally: an interview with Isaiah Mustafa, “The Old Spice Guy.” Turns out he’s got some acting parts that involve wearing a shirt. Also turns out he’s a P90X guy.