health insurance reform – Page 5

Shorties Saga: Eclipse

Ok, the title was kinda a cheap one.

Solar Airplane!: “The organizers said the flight was the longest and highest by a piloted solar-powered craft, reaching an altitude of just over 28,000 feet above sea level at an average speed of 23 knots, or about 26 miles per hour.” The biggest problems were drinking water that froze and an iPod battery that ran out. Maybe he could have used a solar powered MP3 player!

How to reduce unemployment, Republican style:

Susie’s Right: Maybe paying attention to the base instead of the cash, the cash and the votes will take care of themselves.

Comrade E.B. Misfit is right too: on Declining Sales and Spying on Americans (which seems to me a colossal waste of resources).

Roman Treasure: Amateur with a metal detector stumbles on thousands of rare old coins.

Well, I guess I’m willing to give up on ever being on MSNBC too: No really, a female employee was once found dead on the floor of then Congressman Joe Scarborough’s office. It’s true! And then the strange part happened.

Shoppers are back, but they’re picky: 10 months of retail gains, but things aren’t improving as fast as experts thought they would (or as fast as retailers would like).

Another Cartoon About Republicans (Because I Feel Like it):

Yeah, but you have to do business with Chase: Chase is offering discounted interest to small businesses that borrow money and then hire new employees. Interesting that they are trolling for “qualified” borrowers. I wonder how hard it is to actually qualify for the program.

This is going to be a mess: New reporting rules that were stealthily placed into the health insurance reform bill would require small businesses to report and file a form 1099 on any vendor from whom they bought more than $700 of goods or services. For example, I will have to report my office rent, my cell phone bill, and probably my office supplies. I might be able to get around reporting my NAR membership because the money gets split between national, state, and local organizations. Sounds like the “Put IRS Agents and Accountants To Work Act”. Hat tip to Jukkou-san, sorry it took so long to find an authoritative source.

Raise interest rates?: That’s what Kansas City Federal Reserve Bank President Thomas Hoenig says. His reasoning is that the economy is growing and rates are too close to 0% now. I agree, but for different reasons.

And Finally: Look out for sub-standard olive oil. I honestly don’t know what to tell you other than to make sure you trust your supplier, sniff it before you use it, and hope.

Nevada Firestorm

And no, I’m not talking about the two multi-acre blazes within 4o miles of Las Vegas.

Well, the internet has been all abuzz over the latest from Sharron Angle. Everybody and their dog has already had something to say about her latest interview, including the guy who interviewed her. No wonder she does so few of them! Ezra Klein points out that the choice should be fairly simple, given that Nevada has one of the highest unemployment rates in the country, Angle thinks all those unemployed people should get up off their lazy asses and find a [nonexistent] job, and Reid keeps trying [and failing] to get unemployment benefits extended to at least try and prevent all those unemployed people from becoming homeless too. At least her website has been updated with a little less crazy. She still does think it’s unreasonably hard to get a ballot initiative up in Nevada. I have long urged people to Just Say NO to all voter initiatives, so this is just fine with me.

But wait! Let’s not forget that The Other Reid (he’d prefer to just be known as “Rory“) is in an election too, and his opponent Brian Sandoval has also been campaigning. This week he announced a plan for Nevada schools. It includes giving a “grade” to each school and allowing kids in poorly graded schools to transfer to better schools. Now, there’s 2 problems I see with this. First is that No Child Left Behind already allows the same freaking thing; why reinvent the wheel? The second problem is geography. Nevada is a big state with a small population, and 73% of the population is in one county. While the idea almost makes sense in the Las Vegas Valley, the Reno area, and the Carson City area, it makes no sense in the rural areas where the next school might be an hour or two away.

His second plan is the popular idea of making teacher pay dependent upon student performance. Well, here’s the thing. Teachers can only control what happens in their classroom, and even then only most of the time. When you’ve got kids worried about living on the street, kids stealing ketchup packets so they can have dinner, gang violence, child abuse, parents who don’t give a damn, official curricula that still use sight words*, limited ability to discipline students who are out of line, a bureaucracy that would make any government proud, and a half dozen impediments to learning in the classroom, merit pay is a sick joke.

And idea three is to outsource non-educational services. That would include janitorial services, human resources, and food service. It makes me wonder what firms I would find if I were to look closely at Mr. Sandoval’s investments! There is just no way that it’s cheaper to have a cleaning crew come in at night than to have one or maybe two people on hand all day to clean messes as they occur. Hiring a for-profit catering service to put the cafeteria ladies out of work is just madness. This is aside from the concern some parents will have over whether the employees of these firms might maybe have some desire to harm a child. As much as I would like to dismiss this as tinfoil hat lunacy, the fact of the matter is that Clark County School District has had incidents where non-teachers are accused of harming students.

* I was just horrified to learn what constitutes homework for a first grader!

In closing: A tangible Good Thing from health insurance reform starts today; mortgage rates at record lows, why aren’t we borrowing? (because unemployment is around 10% and most homes are worth less than what is already owed, duh); a financial reform package passed the House and is headed for the Senate, let the hunt for loopholes and political favors begin (it’s ok, banks will ignore what they don’t like anyway); fiscal austerity still doesn’t work; Real Socialists beg the wingnuts to stop calling Obama one of them; a bit of follow-up, the list of countries Van Der Sloot can be extradited to for more charges grows; both of these statements are logical, but both cannot be true; 100 Yen shops, the Japanese Dollar Store; vaccinate your kids!; smart pet tricks; flying cars; and libertarians.

The Internet Ate My Homework

In the last 24 hours I have switched cell phones and had my RSS reader suddenly stop working. As a result, I’ve spent much of the last day digging out and trying to organize things — and that’s no easy task. So as much as I would like to write something deeper, I’ll be talking briefly about the group of cowards and self-centered blow-hards in Washington DC who are our elected Representatives and Senators.

Thanks to our elected officials preferring the company of insurance company lobbyists to that of citizens that can actually vote for them, we still have a health care system that costs too much and does too little. At least we will soon have certain “rights” when dealing with these companies, but some warn that these “rights” will translate into even higher costs. The House of so-called Representatives did get up off their collective asses to fix a looming slashing of what doctors would be paid under Medicare. Why is this important? First, your doctor’s costs of doing business have not gone down. Second, most major insurers base what they will pay on what Medicare pays. So this would within a year put some doctors out of business.

The House also managed to pass a campaign finance reform bill that would force candidates and political parties to disclose the identities of most big donors. Except of course for the biggest and most powerful donors. They are still free to own their own Congresscritters. Now the bill is ready for slaughter in the Senate.

A couple of Senators are actually trying to do something for children — odd in an election year since they can’t even vote. It seems that an unintended result of some immigration raids is that there are kids whose parents have been taken away. Those kids are often American citizens thanks to the clarity of the 14th Amendment. The bill in question would allow the parents to arrange care for these little Americans, make sure that they have resources and can report abuse, and prevents authorities from involving the kids in interrogations. Think what you want about the parents, but the kids did nothing wrong and deserve the protections of law. The end.

But what could our elected officials not be bothered to do? They couldn’t be bothered to protect servicemen from predatory car salesmen, not even for Mrs. Petraeus. They couldn’t be bothered to extend unemployment benefits for a million people, despite the fact that there are at least 5 unemployed Americans for every available job opening. And no, Sharron, people aren’t living a life of luxury in Las Vegas on unemployment benefits.

So Remember Come November. Vote for those few who have been taking care of your business in Washington, and against those who have been trying to obstruct your business. In the meantime, click here to figure out how to contact your Senators, and here to find your Representative. You’ll need to know your Zip+4, so dig out some mail first.

In closing: fat people don’t walk (an essay on urban design); a “silly” lady who desperately needed the 911 operator to listen (need help? these people can help); they hate us for our electricity; what would Jesus do?; it’s not your typical state dinner — don’t tell Michelle they split an order of fries; and your dose of Japanfilter, the Pepsi Strong Shot.

Happy Towel Day

Happy Towel Day.

In Closing: “Words of Power” go far beyond framing; Oh, so that’s why they’re anti-tax and anti-government-anything; innocence and stupidity; obligatory gulf oil leak items; Spock’s Obama’s Brain; the text message can wait until you are not moving; it’s hard to stay enthusiastic about a reform for a broken system that will take 4 years to get here; Nevada, this is your Governor; where does the time go?; the Detriments of Eating Low Carb; the truth about hospital emergency room traffic; and Abandoned in Antarctica.

Arizona Follies

I hate to put up a “me too” post of “Arizona’s Papers Pleez Law is Bad mmkay,” so I prefer to consider this a roundup post of things others have said. I’ll start by reminding you that just last week I said “By the way, ‘reasonable suspicion’ means the cop doesn’t like you and/or you’re brown. I don’t think most people appreciate that most people don’t carry proof of citizenship in their pockets….”

So I can’t express any real shock that before the Arizona bill even hit the Governor’s desk, an Arizona trucker was asked to present proof of citizenship at a routine weight stop. Hell, I predicted such things would happen, I just didn’t think it would be a matter of days.

So frankly, it seems obvious for conventions to want to meet someplace other than Arizona, particularly if they have a lot of “brown” people who are planning to attend. After all, the last thing you want is for your attendees or speakers to be detained and possibly deported to unknown places for the “crime” of not slipping a birth certificate in their luggage! Boycotts are already underway, and an interesting array of figures have come out against the bill. Even Mexico is warning its citizens against travel to Arizona, despite the fact that surely Mexican tourists would come armed with legitimate passports.

Arizona authorities even have the unmitigated audacity to ask Federal officials for help training cops to harass Americans suspected of being non-Americans. But then again, this is the land of Bully-in-Chief and perennial civil rights defendant Sheriff Arpaio.

Just the same, it shouldn’t come as any surprise that this whole exercise boils down to race. Specifically, they want to discourage “brown” people from showing up to vote in November. Notice that all this came down right after those Census forms went back? Arizona cronies want the Congressional seats and other goodies that come from having all those Hispanic votes with no risk that those Hispanics will show up and vote… Democratic.

In closing: I am embarrassed for my local paper that they printed this “proof” that women prefer Democrats not because of say, policies that support women’s rights and needs but rather because they are “fickle“; speaking of local issues with national implications, don’t lose track of this lawsuit!; more local-is-national news, Harry Reid gets real; Japanfilter comes to you from the continuing controversy of American troops at Okinawa; loopholes in the health insurance reform bill; Haven’t I been telling you for 7 years that we never really had a recovery from the 2001 recession?; after all these years, rubella is a serious but preventable disease; stricter financial reform now; don’t let political adversaries define the problem you are trying to solve!; 30 years of sticky-notes; PowerPoint has its place, just not on the battlefield; I’m not sure I agree with the idea of a top tax bracket at 90% (which it was pre-Reagan), but it’s an interesting argument; and 6 important things humanity forgot.

Stupid Republican Tricks

Seriously, there has been so much stupid that I don’t know where to start.

I could start close to home with Senate candidate Sue Lowden, who thinks we should be able to barter with our doctors and pay with, for example, chickens!

I could go down the road a bit to Arizona’s new racial profiling illegal immigration law, which “requires state and local police to determine the status of people if there is ‘reasonable suspicion’ that they are illegal immigrants and to arrest people who are unable to provide documentation proving they are in the country legally.” By the way, “reasonable suspicion” means the cop doesn’t like you and/or you’re brown. I don’t think most people appreciate that most people don’t carry proof of citizenship in their pockets — NO a Driver’s License is NOT proof of citizenship! Never has been, shouldn’t ever be.

But wait, maybe that’s what Senator McCain was getting at when he said that illegal immigrants are deliberately causing car accidents! I certainly can’t think of any rational reason that anybody — particularly someone here illegally — would cause accidents. Insurance fraud?? What a dangerous way to make money!

It’s OK though, because Representative Bilbray says a cop can tell if somebody is illegal just by looking at their clothes! So tell me, what exactly is the difference between the shirt I buy at Target and the shirt that an illegal immigrant buys at Target? I don’t want to accidentally get the wrong one. And certainly you’d better not dress up for any ethnic festivals in Arizona without sticking your birth certificate or naturalization papers in your pocket!

Then again I could go to the horse’s mouth — Washington D.C. — and examine the party of NO!’s “Just scrap it and maybe start over” strategy on almost every initiative. Oh, and let’s not forget that it is at least partly thanks to the Republicans that the newly passed health insurance reform bill still allows rescission and still has no way to control wild increases in premiums.

Not that the Democrats are innocent, but certainly no wonder people are “fed up with political incivility.” Anybody who wants to be re-elected had better pay attention to public sentiment now.

In Closing: Freezing a 787 for science; look, putting twins in different homerooms to see which one learns to read better doesn’t prove that reading skills are 82% genetic, just that the teacher and classroom aren’t 100% to blame/praise for the results!; Homelessness, it’s not just for addicts and the mentally ill anymore (sadly, for some people, it’s what’s for dinner); a scathing truth about “successfully” parenting a crowd; high schools preparing kids for college without a thought of preparing them for work; if the Fed is going to print money, do you suppose they could send some my way?; congrats to GM on paying back the TARP money to the Feds; green Navy vessels on the ocean blue; the various watch lists and no-fly lists aren’t just an annoyance, they divert attention from real threats; on long term unemployment; oh waah, companies are having a hard time raising prices; let’s see how far the rotten banking practices extend; and school lunches have officially become a matter of national security.

Special Message on Health Insurance Reform

Blogger and activist Barbara O’Brien is someone whose work I have admired. In addition to being an editor for About.com, she is the owner of the Mahablog. She contacted me earlier this week and asked if I would please post a special message about the recently passed health insurance reform bill. While I certainly don’t support everything in it — the mandatory purchase of insurance, for example — I can’t deny that there are some good things it does. But I’ll let Barbara tell you about it!

Health Care Reform: The Morning After

Many politicians and pundits warned us that the health care reform (HCR) legislation that just became law will destroy America. Government bureaucrats will take over health care decisions, we were told. The old and infirm would be hauled away by death panels. Everything about the way we receive our medical care will change, and change drastically, they said.

Medicare recipients have been frightened by stories that their benefits will be cut. Middle-age people are worried they will lose their jobs when the law’s dreaded regulations, or taxes, or maybe regulations with taxes, would destroy their employers’ businesses.

The truth is, very little will change for most people. If you were insured by employee benefits before HCR, you will be insured by exactly the same policy in exactly the same way after HCR. You will have access to the same doctors on the same terms. “Government bureaucrats” will no more be involved in your health care than they were before.

And the same is true of Medicare, which of course is a government program, although many of the people who opposed the HCR bill don’t seem to know that.

Here are the “cataclysmic” changes to health care that are now in effect, or which will go into effect within the next six months for people who are already in group insurance plans:

The law says you can’t lose your insurance coverage because you get sick. Before, in many states, if you were stricken with a severe illness such as mesothelioma cancer that would be expensive to treat, your insurer could use just about any excuse to cancel your coverage. That is over.
HCR has ended lifetime limits on coverage. As long as you are receiving medical care, your insurer pays the bills.
Your children can be covered on your existing policy until they are 26 years old.
In six months, insurers cannot refuse to insure people under the age of 19 because of “pre-existing conditions.” This provision will go into effect for everyone in 2014.

And if you are on Medicare, you will be asked to struggle with the following:

You get a free annual checkup.
The co-pays and deductibles on many preventive care services are eliminated.
If you are in the Medicare D “doughnut hole,” you will get a $250 rebate check in a few weeks. The hole itself will be closed gradually and will be gone by 2020.

But what about all those terrible regulations and taxes that are about to drive businesses out of business? Um, there really isn’t much to report. Oh, wait, here’s one — a 10 percent tax on indoor tanning services that use ultraviolet lamps will go into effect July 1. That’s about it.
However, beginning this year a tax credit will be available for some small businesses to help provide insurance coverage for employees.

Soon the politicians and pundits will start trying to frighten you about the provisions that will go into effect after this year. I assure you they are about as scary as the provisions that go into effect this year, but I will discuss them in a follow-up post.

— Barbara O’Brien

Thanks much to Barbara for this information. Your regularly scheduled ShortWoman will have a post up in the next day or two. In Closing: the economy still sucks especially if you aren’t rich already, and banks are still a big part of the problem, so let’s put in place regulations that work and then — and I know this last bit is crazy talk — enforce them.

Flint and Steel

What happens when you strike flint and steel? Fire.

In this case, lots and lots of fire.

Back on March 25, the City of Flint, Michigan made the decision to lay off 23 of 88 firefighters and 46 of 150 police officers. Almost immediately, the fires started. Several fires, every night. Sometimes, 8 or 9 fires. Mostly, they were among the 3000 vacant structures in need of demolition. Two were apartment buildings. A couple have been occupied homes. All have been called “suspicious.” In fact, the Mayor calls them a series of “coordinated criminal attacks.”

The remaining firefighters are understandably exhausted, and this makes them prone to making mistakes that can maim or kill themselves or their co-workers. Citizens are not happy at all, because there is always the fear that their homes could be next — either as a primary fire or as fire spreads from the vacant houses that dot their neighborhoods. One interesting detail is that only 6 of the structures are specifically known to be bank-owned.

Not surprisingly, many are blaming the Mayor, who had to do whatever it took to close an estimated $8,000,000 to $10,000,000 budget shortfall. A recall effort is underway to get him out of office, but that won’t change the fact that the city needs millions more dollars than it has. The Mayor has proposed a $13,000,000 bond sale to both cover the shortfall and help the city get its financial house in order. Some say that just won’t be enough to do the job, but the Mayor’s budget for the next fiscal year projects a surplus.

The surprising thing — shocking in fact — is how little attention the mainstream media is paying to this. When Colorado Springs turned off the streetlights to save money, CNN and all the rest were there to make sure we all knew about it. But when a city in Michigan starts slowly burning to the ground, block by block, because they can’t afford enough firefighters? Only a bit of coverage from the local paper, a couple of firefighter groups, and the local ABC affiliate. It isn’t even a story in the newspapers down in Detroit, a mere 66 miles away.

Shameful.

Cross-Posted at The Moderate Voice

In Closing: unemployed workers per job opening (and remember, that’s the narrow, Department of Labor definition of unemployed); hell has a special place for people whose job is to find reasons not to pay unemployment benefits; relationship red flags (if I had limitless time and energy I’d add to this list); Should the Vatican have adopted the sorts of reforms already in place in the United States? Does the CSM really need to ask this question?; on school lunches; on “too big to fail” (um, yeah); So you call the cops to report a crime, do you really want his first question to be whether you can prove you’re a citizen?; if only there weren’t some truth in this letter from the Baby Boomers to their children; and one doctor tells us how she thinks Health Insurance Reform may cost everyone more money.

Low Hanging Fruit on the Tree of Knowledge of Good and Evil

This is a special post for Blog Against Theocracy Weekend. Yesterday’s post was a repost of my 2007 offering.

Nobody is harmed by the fact that “In God We Trust” appears on our money.

Most of us can ignore public prayers at a public school event — or compose our own alternate prayers and meditations in our minds.

Some of us held our noses when considering the political implications of who was chosen to offer prayers at President Obama’s inauguration, but nobody died as a result.

But church meddling in our newly passed Health Insurance Reform bill may well cause harm and perhaps even death to some people. However, since those people are women, some people don’t care. Moreover, church meddling in civil law may well bring harm to the poor in Washington DC.

It is of course the low hanging fruit: the Catholic Church.

In a petulant fit of pique, Catholic Charities threatened to cut off services to Washington DC if they actually made it legal for gay people to marry. When they realized that they could not in fact do that without legal repercussions, they instead decided to deny benefits to all new employee partners, gay or straight. Further, they demanded that new employees sign a statement that they won’t violate the tenets of the Church!

Remove the plank from thine own eye, Catholic Church!

If there were ever a stronger case for a public safety net rather than depending on the fickleness of charitable organizations deciding that this issue is important and this not, I am not familiar with it. As much as we all appreciate the work that charities do, it is simply not acceptable to pick up your ball (or shelter, or food kitchen) and threaten to go home if you don’t get your way. And pressuring new employees into signing documents regarding their private lives is just a little onerous, particularly in the middle of a recession where the only new jobs really being created are temp positions with the Census. Denying partners health insurance within weeks of a law being signed requiring mandatory insurance in a few years? Just twist the knife already in the new employee’s back.

Of course, it is now well known how the Catholic Bishops meddled in the Health Insurance Reform Bill, even over the objections of the Catholic Nuns — who for all their own faults aren’t accused of covering up dozens of priests who committed sexual crimes against thousands of minors under the age of consent. There. I didn’t call them pedophiles, but what they did is criminal and should be prosecuted. Since there was a clear conspiracy, no statute of limitations applies.

So then, when something tragic happens to a woman in your life and she must make the terrible decision to abort an embryo or fetus, remember that it would have been covered under her mandated health insurance policy if it weren’t for these meddling kid-molesters. If she finds it difficult to find a provider who will help her, remember that it is Catholic groups that have hounded doctors out of the business. And remember, not a single one of these Bishops will ever get pregnant, will ever have a wife who might get pregnant, will ever have a daughter who might get pregnant. Talk about no skin in the game.

As easy as it is to lob shots at the Catholic Church right now, I don’t want to overlook another serious threat to the separation of Church and State. Susie Madrak has pointed out that there is now an investigation by CREW into whether the shadowy religious group known as “The Fellowship” or “The Family” has been breaking the law by providing below market rents to the Congressmen who live in their C Street residence. Rep. Stupak and Sen. Ensign both could have [additional] problems as a result. Since it is relatively well documented that the purpose of this group is to put control of Congress in “godly” hands — their narrow definition of godly, of course — this investigation is necessary and overdue.

In Closing: They don’t make recoveries like they used to; job creation looks even worse compared to population growth; huh, I guess it is possible to teach a large number of students at once; I’ll say it again on the 19th, but this is what Militias are about; You can’t talk bad about your boss!; bankruptcy filings up you say? Well, as long as they aren’t spiking!; it’s surely a sign of Armageddon for me to link to Politico, but Banking Hypocrisy; melanoma may be more complicated than staying out in the sun too long (which never seemed to hurt our great grandparents much); and no, you should not laugh out loud if you see somebody drowning.

Paging Dr. Dynasaur!

For the benefit of younger readers: Back in the old days before cell phones, there were pagers. And before that, there was the overhead paging system. Not that many years ago, it was normal to hear things like “Dr. Jones to 4B nursing station, please” on the hospital public address system.

Ok. It’s law now. It looks like the health insurance reform bill that got passed and signed into law was neither as bad as it could be nor as good as it should be. There’s some benefits, and some stuff that’s absolutely odious. However, it is only a first step. At least two crucial things are missing.

First and probably most important is a non-profit health insurance option. The law, as it stands, requires us to all buy health insurance by 2014, which forces us to do business with the very same companies that got us into this mess. The best answer to this problem by far is Alan Grayson’s Medicare-For-Anybody bill, which has 80 co-sponsors so far (click here to sign the petition to demand a vote!). Howard Dean has even endorsed Rep. Grayson at least partly as a result. You remember Howard? The doctor who became a Governor and managed to get health insurance for almost every kid in his state despite the fact that they don’t vote? This bill is revenue neutral for the Government — it won’t raise the deficit a cent because it says the premiums will be set at what it costs to provide the insurance. Bringing this thing to a vote puts the opposition in a tough spot: if Medicare is good enough for Grandma, why isn’t it good enough for me?

The other thing it needs is a program I like to call MediKids. Regular readers have heard me beat this drum before, but we have a system where most health insurance is purchased by employers. And most kids don’t have employers. The existence of an automatic enrollment health insurance program for kids under 18 (and in my ideal dream world, any full time student under 25) would help almost every family in America. It would of course have a disproportionate effect on low income families that are likely to have inadequate insurance for themselves and their kids, if they have insurance at all. Moreover, by keeping our kids healthy, it would improve schools and the quality of our future workforce. Even if there were a modest premium associated with the program like there is for Vermont’s Dr. Dynasaur program, it would be worthwhile.

In Closing: Why aren’t you in school, you lazy bastards?; stupid banker tricks; three times more Chapter 7 than Chapter 13 bankruptcies; air worship is like air guitar for shrine visits (maybe the Catholics could try this? Then it doesn’t matter if the priest is a pedophile); as fast as financial reform made it through committee, I must wonder what political favors are embedded in it; and let Mr. Otis get you high. I mean, like to the 20th floor.