Tag: banks

The First Husband: Not Exactly a Roman Holiday

Today’s BlogHer Book Club selection is The First Husband by Laura Dave. Although I am being compensated for this review, the opinions expressed are my own. Join the discussion over at BlogHer!

One fine day, travel columnist Annie Adams’s live in boyfriend of 5 years arrives home from a business trip and announces that he’s leaving her. Some quack therapist says he needs time on his own — and by the way he wants to see what happens with a high school crush. Oh, and one last thing, he’s taking their dog.

Who wouldn’t be devastated? A couple weeks later, she finally tries to put her life back together. Almost immediately, Annie meets someone new, exciting, totally different. Just a few months later she’s married to her new love and moving cross country to his hometown.

What could possibly go wrong?

The First Husband is a novel about self-discovery. Obviously, lots of things go wrong, from bizarre situations with the in-laws and run-ins with exes to job troubles. But just as obviously, Annie becomes a much better person in the process; one who knows what she wants and knows that she’s already got a lot of it.

So to use a cliche straight out of the book: What’s the best and worst thing about The First Husband? The worst thing is Annie blaming her troubles on watching Roman Holiday. The best thing: a little spoiler for you, she did get her dog back.

In Closing: No, HFCS is not “corn sugar“; a picture says a thousand words about maternity leave; SEC fail; and misuse of authority.

Good News on the Economy

Seriously, I’m coming up on 9 years of writing here, and this is the first time I’ve been able to write those words without meaning it sarcastically.

First, unemployment is down to 8.1% (locally, down to 12.4%). That’s still too high, and it still doesn’t account for people who have given up on finding a job and people who have settled for part time work. And the economy still isn’t quite up to making enough jobs for people new to the workforce, and new grads are still going to have a crappy time out there. However, not that long ago we were looking at almost 10%.

Second, there are signs of life in American manufacturing. Auto plants are working at capacity, and may have to actually hire an additional shift of workers — which is much less expensive than building a new plant and then having it sit idle 16 hours a day. Some industries that decided it was cheaper to make it overseas and ship it here are thinking twice. Senior executives are cautiously optimistic, and 40% report moving operations to the United States.

Finally, home prices are starting to inch up. Granted, this is at least in part because of reduced supply (and at least in part because prices got stupid-low on a per-square-foot basis in some places).

So there you have it. People are getting jobs and buying stuff. Some manufacturers are running out of the ability to make more stuff — so they may have to build places and hire people to make even more stuff. Maybe soon the Fed can raise interest rates from the supposedly “stimulating” levels they are today, and in turn banks will be able to make a reasonable profit lending money without making up fees or outright committing fraud.

In Closing: Who could have guessed that Citizens United could open the door to ordinary people taking over elections?; never forget Romney’s dog; Tokyo Sky Tree now open; too useful to be real; cheap and free ebooks; yet one more reason I’m against school vouchers; FISA; $27,000??; and the Vatican gets outraged when nuns actually act on What Would Jesus Do.

 

Music Monday: Computer Generated?

I’ve become convinced that the Black Eyed Peas are actually performing songs written by a sure-fire no-fail hit writing computer algorithm. How else do you get lines like “Beats so big I’m steppin’ on leprechauns”? People in the place, give it up:

Of course, I prefer the Bad Lip Reading version:

Now, at some point I think the algorithm got “borrowed” by LMFAO:

There. Doesn’t that explain a lot?

In Closing: Scam; is there some reason they couldn’t have raided the store in daytime?; Stereotypes; not normally something one does alone; and that’s why they have to disenfranchise as many people as possible; hope he’s right; look, you silly man, the reason it needs to be better regulated is that if the shareholders and owners lose everything, the FDIC — that is the taxpayers — are on the hook.

Beauty is Everywhere

 

In Closing: More Kip Hawley; permission to work or state sanctioned restriction of trade?; almost half of Americans have nothing saved for retirement; underemployed; surprised?; and my, they’re recruiting terrorists early these days.

Just What We Don’t Need

Back in February, I said this:

Recently, people have been having a lot of success losing weight on a gluten free diet. It worked because people on these diets knew they couldn’t eat cookies, candies and cakes. They know that they have to look carefully in ingredient lists for things that might contain gluten, and for some of them this is a matter of life and death. Now I see “gluten free bakeries” and all kinds of chemistry lab crap labeled “gluten free” and I see the end of gluten free dieting on the horizon.

Now, Domino’s Pizza wants a slice of the action: Gluten Free Pizza.

Well, sort of.

First and foremost, even the CEO points out that they will be baked right alongside the gluten-containing pizzas. For pity sakes, there’s gluten all over a pizza shop. There is no guaranty that these pizzas will in fact be gluten free by the time they reach your home. I find it unlikely they will be. So right off the bat, we know that this product is not aimed at people with a genuine gluten sensitivity or Celiac Disease. If you really must avoid gluten, you really must still avoid these pizzas.

Second — and of great importance to the kind of people who think they are eating healthier by avoiding gluten — I can’t find a word about what this gluten free crust is made of. Not wheat, obviously. What kind of flour is involved: soy, almond, tapioca? Sawdust? The fact that they won’t come out and say “made from wholesome [insert foodstuff here] flour” makes me suspect that this is just another chemistry lab experiment, for which they will charge an additional $3.

Cheesy.

If you really are craving pizza and really don’t want to (or can’t!) eat gluten, you really need to check out this review of alternative homemade pizza crusts. Many are vegetarian. A few are vegan.

Follow Up: The Benevolent Beastie.

In Closing: public banking?; Body by Marilyn; black holes; Empire State Building goes green (and saves money); Buffett says to pay attention to more than the news; losing weight can prevent and sometimes even cure diabetes; truth; and interest rates.

Practice Makes Perfect

I have a degree in music. Many hours of my life have been spent practicing piano, voice, and flute. Many more hours of my life have been spent leading others in rehearsal. Moreover, I have spent yet more hours of my life practicing physical activities such as yoga, weightlifting, dance, and drama. I know a few things about effective practice and rehearsal.

My current occupation has skills that must be practiced as well. We even have scripts to read and use. Whenever someone has to explain something many times, a script naturally develops. If you check in on a math teacher’s classroom, you will find that she has her own way of explaining concepts, and that she does it almost exactly the same way every time. She may not know it, but she has developed a script. Even when she gets derailed by a question, she will give an answer and then return to the unwritten script. Some people think they are above the use of scripts: “it sounds stilted” or “that’s not me.”  Actors use scripts every day: they work to make them not sound stilted, and they are paid to be someone other than themselves.

Just like some movies are better than others, some scripts are better than others. The math teacher in room 101 may have better scripts than the teacher in room 102, and her students learn more as a result. Which would you rather use: an organic but untested script, or a carefully developed and tested script?

Realtors generally don’t like to use scripts, or at least ones they are aware are scripts. Real estate trainers, on the other hand, are big on the practice and use of scripts. Trainers insist — and rightly so — that these scripts are proven to work, and will practice they will sound natural. However, first you have to learn the script. This goes beyond knowing what the words are and what they mean. It must be internalized, so the next line is the most natural thing you could possibly say: yes, just like “who’s there” naturally follows “knock knock.”

Recently, a trainer advocated “internalizing” by reading the script as quickly as possible and/or in funny voices and accents. I could not disagree more with this approach. The natural tendency is to perform in the same manner that we practice. For example, I once had to break a performer of doing a funny walk between music stands. He’d always done it that way in the practice room, and now he was unconsciously doing it on stage!

Practice itself does not make perfect. Perfect practice makes perfect.

In closing: 500 new fairy tales; fact checking; the TSA is a security risk; national debt; an excuse to keep people in prison past their sentences; federal deficit; and Too Big To Fail.

The Cabin in the Shorties

Gee, no kidding: When young people pay all their money on student loans, they don’t have money to take out mortgages.

Separate but Equal?: On women’s workouts.

I hate agreeing with Kip: I’ve said a lot of things about former TSA director Kip Hawley over the years, but the Kipster is making sense these days. Among other things he says that there cannot and will not ever be a get out of the security line free card, even though he wanted to make it happen. Turns out that he’s starting to agree with Bruce Schneier at times.

They can only get away with it because mostly poor people ride the bus: Houston is going to put undercover cops and TSA officers on buses to paw through bags, report suspicious activity, and “interrogate” passengers. Where are they getting the money to pay somebody to ride the bus all day?

On the standard of living and the dual income family: Making twice the money but barely having the same standard of living means we are half as well off. Tricks of counting inflation are partly to blame. Of course, some moms (and a small number of dads but CNN doesn’t mention them) are finding that the costs of working can completely devour a paycheck. This is particularly true when the pay gap between men and women is taken into account. Oh, and when the minimum wage is worth less than in the Johnson Administration (when, by the way, the highest tax bracket was much more than it is today).

How nice for them: Bank of America is making money hand over fist again.

Peeing in a Jar: It turns out that Florida‘s drug screening program for welfare applicants was a big waste of money and found drug use rates roughly a third what they are in the general population. Funny, when you barely have money for food you can’t afford weed.

Don’t panic: Yeah, chicken sometimes has E.Coli in it. That’s why you don’t see Chicken Sashimi at your local sushi bar.

It’s back from the dead: Bowles-Simpson. I have a better idea: repeal the tax cuts that gave us a budget problem in the first place, and bring troops home from places they don’t belong.

More than 100 to 1 against: Corn producers want to change labeling of high fructose corn syrup (HFCS) to the more benign sounding “corn sugar.” They can’t change the fact that some scientists consider it “unsafe for human consumption.” Consumers don’t like the idea.

Let’s Go!: The literal translation of this blog’s title, Ikimashoo.

Right, cause there’s no discrimination any more: Romney thinks it might be time to get rid of the Department of Housing and Urban Development. Never mind the other things HUD does. Never mind the portfolio of FHA foreclosures.

Money Quote: “First, if suburbanites with above-median incomes are big fans of a program aimed at helping minorities and the poor, it’s a safe bet that it’s not actually helping minorities and the poor.”

And finally: Crime must not pay.

Stephen King’s Bag of Shorties

Red Meat: Well sure, if you’re willing to call a double cheeseburger “unprocessed red meat,” maybe red meat is bad for you. I also liked the fact that the same questionnaires that “prove” the connection also say that 1/5 of women make do on 1200 calories daily — that would be a bare minimum for somebody trying to lose weight, not something sustainable. Think just maybe some people weren’t quite reporting the whole truth?

It turns out that 100% of rapes are committed by rapists: Don’t rape.

Bruce Wayne: Has a hard time at the psychologist’s office.

Senator Lugar: Well, is he a resident eligible to run for Senate, or is he a non-resident who can’t vote?

His name is disgusting: Mr. Santorum thinks Puerto Rico should learn some darn English already so they can become a state! Ok, he actually said they have to make English and only English the official language, and they need to have a “common language” with us whiteys normal Americans. What makes him think they want to be a state? Pretty blatant example of a conservative expressing the idea that “those brown people would be so much better off if they did things my way!” Now he can’t decide if he wants to stand by the comments or not. mmWaffles.

So you want to be a blogger?: Here.

Deregulation: Doesn’t work (HT).

There’s no point arguing with crazy: Ornery Bastard colorfully and succinctly says what many think about the GOP.

Viva Las Vegas: House sales up. That’s right, I said up. And people are noticing.

Glad I’m not in Arizona: Proposed bill would allow employers to ask women if they use The Pill and fire them if they don’t like the answer. Never mind medical privacy. No word on whether they’ll ask men if they take erectile dysfunction meds. Guess they aren’t expecting a lot of women voters. Maybe the next proposed bill is to disavow the 18th Amendment.

If only just Arizona were the problem: Thankfully we have some uterus-having Legislators helping bring balance and/or silliness to some of the anti-woman bills.

Double-you tee eff: An officer but not a gentleman.

Hail Britannica: Someday kids will look at you funny when you talk about an encyclopedia being a big set of reference books that many middle class families owned.

What??: Hotel pools must close or install wheelchair lifts.

You know there must be candy and rainbows for bankers in the foreclosure fraud settlement: JP Morgan Chase announces a hike in the dividend. The investors go wild.

Crash the system: Refuse a plea bargain. Insist on your Constitutional right to a jury trial.

Nixon in Love: Turns out he was a bit of a romantic. Who knew.

I see it around here: More people using public transportation. And as a result, more people walking, at least locally. I think it’s a good thing.

Eastern Germany: Check out the before and after pictures by clicking the pic at top.

Uh, Make Reservations?

 

Once again, we have a post inspired by the BlogHer Life Well Lived campaign. The current topic? Getting Organized. And the question I have been asked to answer:

What is your best tip for hosting a gathering, get-together or party that is enjoyable and stress-free for both the host and guests?

Wow. They almost could not have asked a question I am less qualified to answer.

The last party I hosted was roughly a decade ago: a tea party for stay-at-home-moms and their mostly preschool children. The cat hid. Sure, I’ve been to plenty of parties in the meantime, but never in charge of planning and never waiting nervously for guests to arrive.

So regrettably, my tips are pathetically simplistic. If you can’t just make reservations, you’ll have to make do:

  1. If catering (or pot luck) is out of the question, keep the food simple. This isn’t the time to try and impress everybody with that great new recipe from Food Network that looked so much easier than it was. Just be sure to serve enough variety that there’s something everyone can eat. There’s a lot to be said for stuff that is almost ready to go straight from the store. I’ll never forget the sorority party where we suggested to our alumni hostess that a big Stouffer’s Lasagne was just fine, and she decided that she simply had to make the real deal from scratch. She was frazzled long before any of us arrived!
  2. Less is more when it comes to activities. This is true whether the guests are 4 or 40 years old. Sure, have some stuff planned — including a way for people to get to know one another if the guests aren’t already all friends — but let people have their own conversations. When your guests are kids, understand that some unstructured playtime is a great way for them to blow off extra energy (say, from cake, ice cream, and sugary fruit punch?).
  3. Do as much as possible before hand, so you can relax and enjoy your own party. If possible, enlist someone to help you out. Delegate authority! Put somebody else in charge of a few things. Nobody says you have to be a super-hero.

Be sure to cruise on over to the main post on this over at BlogHer and add your comments over there. For that matter, don’t forget to enter the sweepstakes for a brand new Kindle Fire.

In Closing: I guess you’ll have to eat two; pretty much yeah; Dragon and Tiger Remix; right on, brother; what the heck is it about that place that begets violence??; the truth about abortion; Romney doesn’t just want to make the government small enough to drown in a bathtub, his plan to do it will drown the economy too!; 3 key questions; about time; curing diabetes; and free textbooks.

When a Shorties Calls

P90X: Even when you do it half-assed, not using the schedule, not using the diet plan, it works. Or at least that’s what Professor Cedric X Bryant says.

Sir Patrick Stewart: On domestic violence.

Oh, the Economy: Dollar Stores.

Let’s see, your share comes to at least $319.50: Taypayers will be on the hook for a minimum of 4 times the foreclosure fraud whitewash settlement.

Well, she is a fighter: The Navy announces the USS Gabrielle Giffords.

A Sad Follow Up: The author of The Magic Room (recently reviewed here) has died today in a car wreck. My most comforting thoughts go out to his family.

Jill Often Has Good Observations: On the middle-class white guy’s quest for a scapegoat.

The Next Economic Bomb: Student Loans.

He can be eloquent every now and again: a quote.