Seriously, some people need to be told not to quit their jobs while trying to get a mortgage. Everything you need to know about getting a mortgage in this week’s Getting REAL (Estate) in Vegas, starring me with special guest Kari Phillips of Southern Fidelity Mortgage.
In closing: Shut up and take it like a man, says the President; priorities; new Fiats; more extortion; Direct Instruction works; sounds like the setup for a blasphemous joke; Schneier; depression; and reconstructed.
Fall has officially arrived in Vegas.
In Closing: 22.5%; a brave man confronts ignorant women; it’s the continuing adventures of Harry and Sharron!; glad I’m not in Chicago this week; accidental gay marriage; is anyone really, honestly surprised they’ve found oil at the bottom of the Gulf of Mexico? Really?; no wonder things are tough all over; Vote For Jobs (and in my opinion, against ballot initiatives); the Problem with Charity; I bet that there may be jobs at the worlds largest solar-thermal plant; what is the Treasury hiding?; BlueGal‘s got your Contract With America; Hup, two, three, four, keep it up, two, three, four; trial balloon (notice that the things under consideration mostly effect working class people?); gee I can’t imagine why; the “step 2” problem with austerity; President Obama created more jobs this year than President Bush created in 8 years; on poverty and student performance; ZAP!; and Janitors with PhDs.
Or: Ha ha! Women Like Cupcakes!
The Christian Science Monitor is not the only news source that went with the headline “Obama targets women voters in Seattle trip with talk of jobs, cupcakes.” The title goes back to this paragraph:
The White House gathered a group of female business owners for the Seattle meeting to try and help Obama argue that his policies have benefited women. They included the owner of a metal products manufacturing firm, and the owner of a specialty cupcake bakery.
Goodness knows we couldn’t have gone on to say something about the non-stereotypical woman running a metal shop! Nope, we had to talk about cupcakes. Apparently Secret Service guys like them too. If I liked reinforcing stereotypes, I’d point out the similarity between cupcakes and donuts. After all, aren’t Secret Service guys a lot like cops? And cops love donuts, amiright?? Ha ha!
What a shame that small talk about pastries derailed the actual important point of the article:
[A new report available from the White House Domestic Council] notes that women are now over 50 percent of US college graduates, and close to a majority of the US work force. At his Seattle town hall, Obama made the argument that as women go, so goes the nation, jobwise.
“How well women do … will help determine how well our families are doing as a whole,” said Obama.
What a shame that this message — and the larger message that many of us need decent jobs in workplaces that do not hamper our ability to be part of our families — had to be buried under a pile of designer cupcakes.
In Closing: On the Yalie frat boyz (am I correct that we would already be talking about their expulsion if they were chanting “Lynch Them!” instead of high-spirited talk of rape? Please say I am); right, putting parents in jail will really make them better parents; try stomping your foot when you want a large corporation to do things your way; I NEVER NOTICED; I didn’t even notice The Great Nevada Shake Out; roar; water on the moon (everything you learned in grade school is suspect); “legal” pot in California might save more on law enforcement than it generates in revenues (like that’s a bad thing); yes, insurers will have to spend at least 80% of premiums on health care instead of profits; 2017??; our local paper may have to actually deal with the concept of “Fair Use“; the accidental girls school; an excellent question; noooooooo!; end of the CD?; wanna buy a live crab?; and a comic:
Impressive: America needs roughly $2,200,000,000,000 in repairs to things like roads, tunnels, bridges and the like. You don’t suppose doing something like that might result in some kind of fiscal stimulus?
Stick to feeding the poor and preaching peace: young people increasingly turned off by the hateful political crap spewed by many churches.
Do Not Grope the Pilot: He would also like you to not take naked pictures of him, and moreover he would like you to assume he is not a terrorist.
Is it time to resign yet?: Senator John Ensign (the guy who isn’t Harry Reid) raised a whopping $18,000 last quarter. Unfortunately he had to shell out over a half million dollars in legal fees.
Color By Numbers: There are more black men in prison today than were enslaved in 1850. You don’t really believe that’s because the overwhelming majority of crimes are committed by black people, do you? You don’t suppose that there could be just a wee tiny bit of racism going on?
I Dare you?: D.A.R.E., encouraging children to put their parents in prison and themselves in foster care, all for the unworthy goal of the long since lost “War On Drugs.” Heck, we couldn’t even win the “War On Drugs” by re-destroying the #1 opium producing nation in the world!
Go Ahead, Make the Case for Medicare For All: Some insurance companies are threatening to stop writing policies if they are forced to follow the law in 2011 instead of a largely theoretical future date of their choosing. Yeah, you just go on and do that, suckers. In the meantime, the Feds are taking on Michigan Blue Cross for stifling competition in a way that raises prices. Nice to see them the Feds actually giving a darn about normal people over corporations for a change.
Obligatory Items on the Economy: Reich’s Perfect Storm; donations down 11% at the top 400 American charities; the problem with the economy so that absolutely anybody can understand it.
No Woman Should Have to Put Up with This Crap: “Some students and the Yale Women’s Center board complained after pledges were videotaped last week, chanting about necrophilia and a specific sexual act.” Pledge activities have been suspended, but as far as I am concerned, some wealthy young [insert offensive plural noun] needs to get suspended or expelled. Let them explain to their daddies and mommies what they did on videotape and why. “Boys will be boys” my ass!
Password protection for your internet connection is a good idea: “Deputies arrested Candice Miller only after they raided the wrong house. Investigators busted into the neighbors’ house suspecting they were sending child porn. Turns out Miller’s neighbors didn’t secure their wireless Internet connection.”
The Difference Between Theft and Piracy: boils down to what you’ve got afterward.
If Only: Myth Busted! Can we move on to where you were born?
Smart people drink more: Alcohol consumption correlates with intelligence.
I guess I know what I’m wearing tomorrow: purple. Relevant.
It’s less annoying than air travel: record number of riders on Amtrak.
No I don’t really need this: but a pizza cutter shaped like the Enterprise is still pretty cool.
I promise it’s the only thing I’ll say about it here: (But expect a post over at BridgetMagnus.com about foreclosures later) Ladies and gentlemen I present the dumbest thing anybody has said about a moratorium on foreclosures! “For instance, in Cleveland, where there are over 18,000 vacant homes, lives Millie Davis who recently earned her Master’s Degree in Urban Planning from Cleveland State University and just bought her first home – one that had fallen into foreclosure and sat abandoned for years. Had a blanket moratorium been in place, that sale would have fallen through — not only deferring her dream of homeownership but leaving neighbors on the block to stand by and watch as their property values continue to plummet.” Now then first of all her Master’s degree couldn’t possibly have less to do with the situation. I’ve got one of those myself and a fat lot of good it’s done me. Second, I don’t think anybody is talking about going back and examining the paperwork on homes that “sat abandoned for years.” That is all water under the bridge. The priority right now is to make sure that the banks or other entities that are foreclosing on homes a) have the legal right to do so and b) follow all the applicable laws when they do it (and they probably don’t). Failing to find this out now could result in millions of homes that can’t be sold at all because nobody can prove who really owns them. Oh, and c) “vacant” and “foreclosed” are two different things, which is something I would have expected the Secretary of HOUSING and Urban Development to know.
And one last thing: great descriptions of things on TV.
Yesterday, Mayor Daley the Younger of Chicago — not to be confused with his father — announced that he would not seek a 7th term in office. Quicker than most people can eat a Chicago-style hot dog, speculation began that Rahm Emanuel would run for the position. This speculation is serious enough that even CNN is speculating about who might replace Mr. Emanuel as White House Chief of Staff.
My answer? Is James Baker available?
I kid of course. But the point remains that leaving the White House would be the best thing to happen for the Obama Administration, even if President Obama doesn’t know it. Mr. Emanuel is the biggest problem facing the Democratic Party today, alienating core constituencies by saying stuff like “F*** the UAW” and completely ignoring the grass-roots support that got his boss elected. He’s a symptom of a faux-populist White House that gives half-measures on everything and then wonders how come nobody is happy with the half-assed results.
Seriously. Run, Rahm, Run! Get your tuchus out of Washington and back to Chicago, where that kind of “Because I’m in charge and said so” politics actually works. It’s the best thing for everybody.
I wanted to embed this, but it’s disabled. Try this version instead:
In Closing: low Vitamin D levels linked to heart failure and schizophrenia; bike helmets; antibiotic beer; caught evolving; more people might vote if there were better candidates; instant karma; rich people sure are different; how to save Social Security; how to study; War is Over??; on Craigslist; infrastructure is not a boondoggle; dumbass; Ms.; tuition; we know the economy sucks!; and let Isaiah Mustafa do your voicemail message. On a horse.
Oh, and Happy New Year.
Just about everybody thinks that Elizabeth Warren would be the absolute best qualified and most knowledgeable person to run the Consumer Financial Protection Bureau. Everybody except Timmy Geithner and the big financial institutions that got us into our current mess and stand to be regulated by the bureau, of course. After all, she might do things that are better for the hundreds of millions of us who do business with financial institutions, instead of the institutions themselves.
So it boils down to this — and by this we will know where President Obama stands. Does he nominate the best person for the job and ask the Senate to confirm Elizabeth Warren? Or does he nominate some crony who will do whatever the banksters want? And is he brave enough to commit one way or the other before November 2?
In closing: Sharron Angle is at it again; bank profits are worse than they look, which may explain why we’ve had over 100 bank failures so far this year; a real public option could save the Feds $68,000,000,000 in the next 10 years (how can they rationalize not doing it?); insurers push plans that even further limit our choices (and may put an end to all but the biggest medical practices); just a few words about Social Security; if the economy is getting better, where are the jobs and why is the White House predicting no appreciable change in unemployment until 2012?; on education reform; on cocoa (and why is this legal?); “VitaminWater” is not healthy; roughly 1 in 5 Americans suffered a significant economic loss last year, part of rising economic insecurity; but investors demand revenue growth or else!; we’re cutting back on little things; rape is just fine with 92 House Republicans, as long as it’s not white women; the middle class is vanishing, and an oligarchy is in charge; and a little science fiction.
In the last 24 hours I have switched cell phones and had my RSS reader suddenly stop working. As a result, I’ve spent much of the last day digging out and trying to organize things — and that’s no easy task. So as much as I would like to write something deeper, I’ll be talking briefly about the group of cowards and self-centered blow-hards in Washington DC who are our elected Representatives and Senators.
Thanks to our elected officials preferring the company of insurance company lobbyists to that of citizens that can actually vote for them, we still have a health care system that costs too much and does too little. At least we will soon have certain “rights” when dealing with these companies, but some warn that these “rights” will translate into even higher costs. The House of so-called Representatives did get up off their collective asses to fix a looming slashing of what doctors would be paid under Medicare. Why is this important? First, your doctor’s costs of doing business have not gone down. Second, most major insurers base what they will pay on what Medicare pays. So this would within a year put some doctors out of business.
The House also managed to pass a campaign finance reform bill that would force candidates and political parties to disclose the identities of most big donors. Except of course for the biggest and most powerful donors. They are still free to own their own Congresscritters. Now the bill is ready for slaughter in the Senate.
A couple of Senators are actually trying to do something for children — odd in an election year since they can’t even vote. It seems that an unintended result of some immigration raids is that there are kids whose parents have been taken away. Those kids are often American citizens thanks to the clarity of the 14th Amendment. The bill in question would allow the parents to arrange care for these little Americans, make sure that they have resources and can report abuse, and prevents authorities from involving the kids in interrogations. Think what you want about the parents, but the kids did nothing wrong and deserve the protections of law. The end.
But what could our elected officials not be bothered to do? They couldn’t be bothered to protect servicemen from predatory car salesmen, not even for Mrs. Petraeus. They couldn’t be bothered to extend unemployment benefits for a million people, despite the fact that there are at least 5 unemployed Americans for every available job opening. And no, Sharron, people aren’t living a life of luxury in Las Vegas on unemployment benefits.
So Remember Come November. Vote for those few who have been taking care of your business in Washington, and against those who have been trying to obstruct your business. In the meantime, click here to figure out how to contact your Senators, and here to find your Representative. You’ll need to know your Zip+4, so dig out some mail first.
In closing: fat people don’t walk (an essay on urban design); a “silly” lady who desperately needed the 911 operator to listen (need help? these people can help); they hate us for our electricity; what would Jesus do?; it’s not your typical state dinner — don’t tell Michelle they split an order of fries; and your dose of Japanfilter, the Pepsi Strong Shot.
Today is Midori No Hi, or Greenery Day. Originally celebrated in late April as the [previous] Emperor’s Birthday, Hirohito-sama’s love of nature prompted the current Emperor Akihito-sama to make it a permanent holiday celebrating the great outdoors. It is part of a “Golden Week” of holidays, so don’t plan on getting anything done with business associates in Japan this week.
Picture taken by the ShortWoman in April of 2007. It’s an Asian pear tree in blossom.
In Closing: Stuff you thought you would never hear the President say; the economy is a very different place depending on whether you are an American family or an American auto manufacturer; Tony Horton is the man (except when Henry Rollins is); the hole this school district is in keeps getting deeper; Would Jesus Be Accepted by the Conservatives?; Airline fees are out of hand; Just a few choice words about BP and the oil disaster in the Gulf; Porn Star saves man from prison; unHappy Mothers Day; look, it’s called the 5th Amendment and it applies to all Americans; Baseball players against racial profiling; Audit the Fed!; and two amusing items, I Shot the Serif and Nunderwear.
Just so you know up front: I’m not big on April Fools jokes. The only thing I ever did was send a new maintenance guy to fix a toilet in a non-existent apartment. My boss was more amused by it than I was. Anyways, on to the Shorties!
Unemployment is Certainly No Joke: It’s high. There’s no sign that it will get better soon. We’re still losing jobs in this economy, and Spring Semester doesn’t end that long off now. Tim Geithner calls it “unacceptable” but hasn’t really offered a plan on what to do about it. Well then, as long as he’s clear on that! Perhaps we could have some sort of, I dunno, public job creation plan? Well, here’s an “ugly truth” about how you can buff your resume.
Something Approaching Justice: The terrorist who killed a doctor in the middle of a church because he happened to perform a medical procedure he didn’t like (and couldn’t have in any event) has been sentenced to life in prison. The soonest he could possibly get parole is 50 years.
Something Light: Barack Obama Looking at Awesome Things.
Doing Something: It’s better than doing nothing. School tries new ways of stopping bullies that don’t involve platitudes to the victims.
Maybe Doing Nothing Would Be Better?: A doctor talks about unnecessary tests. No, not because a doctor is covering his ass.
Something to do when you grow up: Perhaps something that begins with a K.
Something Old: a little history lesson regarding our nation’s banking issues.
Something Serious: It’s Autism Awareness Month.
Something you probably already suspected: Asset Forfeiture Laws can be horribly abused.
Something that will either horrify or amuse you: Scarface, as performed by pre-schoolers. Come on, it’s only 2 minutes and 11 seconds!
And finally, Something I Totally Do Not Need!: Hello Kitty Message Watches. Price, $620-800.
It’s official. The Obama plan for health insurance reform has been released. Anybody care to take a guess what’s not in it? The public option.
And what is in it? Mandatory insurance and an excise tax on plans that cost more than $27,5oo annually. “The plan includes a provision that allows low-income people who cannot afford health insurance to receive a waiver from the mandate,” as opposed to some way to help pay for insurance, so basically it’s little better than what we have right now from the standpoint of covering the uninsured. Particularly in a recession, where states are cutting Medicaid because they have to balance the budget somehow.
Wow, Mr. President. Three strikes. As far as I am concerned, it’s outa there!
Now, to the plan’s credit, it does protect against insurance companies declining people with pre-existing conditions, but if it doesn’t regulate how much extra those people pay, say hello to the excise tax. It does regulate how much insurance companies can jack up the rates, and it does have an insurance exchange. I am unclear on how this “exchange” will be any better than websites like eHealthInsurance. It does close the Medicare prescription “donut hole”. Update: here’s a handy comparison chart; the President’s plan does prohibit rescission, which is an improvement over both House and Senate plans.
However, there is a very good likelihood that this bill will place limits on abortions. Since it’s very hard to know when an abortion will be a medical necessity, this is very shortsighted. Unless you want to be the dad who loses his wife to complications of pregnancy or the parents of a child doomed to die by his 4th birthday, this is a no-go.
In closing: secrets of the ER; credit card rules change today; on the job loss numbers; it’s not terrorism when a white guy does it, only brown people can be terrorists; even terrorists deserve a fair trial and even John Ashcroft says so; already up to 20 bank failures for 2010; and an update on the school that decided to spy on its students in their homes. They had better hope there are no outraged dads who decide that the courts are too slow for justice.