Well Isn’t That Interesting

Gee, isn’t it peculiar that right after a very close election in Wisconsin, a voting official with a history of not exactly doing things the proper way happens to find just enough votes for one particular candidate to avoid a required recount, against pretty much every rule of computer programming and common sense?

Good thing there’s paper ballots. Somebody better pick those up before the mysterious fire. You never know when a mysterious fire can happen. You might be experiencing one right now!

In closing: the contents of Notorious B.I.G.’s pockets when he died; have a Koch and a smile; escaped leopard menaces children; blast from the past; Fox News through history; stop coddling the kids, they know better; yeah, because clearly Eric Holder has nothing important to do; it’s never been about deficit reduction (go ahead! shut the government down! but stop paying the worthless congresscreeps who got us here!); on the middle class; How to tell if your neighbor is cooking up explosives; what’s that doing in this century?; Detroit; the truth about how California reduced malpractice costs; make sure you are both on the mortgage; I doubt this seriously (did anybody bother to compare cost-with-coupon to cost of store brand?); stop tweeting ads; earthquake art; whistleblowers; and a cat with a gun.

International Women’s Day

Maybe I’m not the world’s best feminist. I believe that if I do the same work as a man to the same quality, there’s no way in hell I should earn less money than he does. I believe I should have the right to go where I please, do things that are legal, and manage my life without requiring the input or protection of a man. There are differences between men and women, and that doesn’t make either one superior. Nevertheless — despite my failure to stop shaving or do any other stereotypical radical feminist things — I couldn’t very well let the 100th International Women’s Day go by without any comment whatsoever. President Obama celebrated by making March Women’s History Month.

We’ve still got no woman President — nor even really a candidate I can vote for without serious reservations. This is despite the fact that many other developed nations have managed to have female rulers. Maybe next generation.

We’re still fighting and re-fighting very basic battles on women’s issues — and family issues! — as if the last 50 years never happened. Women‘s and worker‘s rights are being pushed back in some cases 100 years. All the things both men and women cherish — safe workplaces with sane hours, voting, control over our own persons, control over our finances — are under fire. Women may catch the worst of it, but men and women need to work together to overcome the class warfare that is actively trying to turn our nation into a haves and have nots society.

At least we can say women have it better here in the United States than in Afghanistan or Egypt.

In closing: ayatori; 4 Wall Street time bombs; Romneycare doesn’t work; probe Scott Walker good; bait and switch; if the Federal Budget is such a mess, start by defunding this crap!; resveratrol; and a delightful Chinese prospective on Charlie Sheen, reminding us that his father used to be the President. On TV, anyhow.

Mulholland Shorties

Was I Wrong About Rahm?: He’s not even sworn in yet, and he’s announced that something he wants to do is enlarge a good old-fashioned public works project! Granted, it’s just bike lanes, but it will put people to work and help other people get around when it’s done.

Food Insecurity is just a fancy word for Going Hungry: Here’s a viewpoint from somebody who once had to endure it. It turns out there are a lot of issues in play.

So You Want to be a Revolutionary: This man wrote a book about non-violent revolution. There’s a link to the PDF, which is credited with change around the world.

Income Inequality: When people in other nations notice it, it’s bad. If that has too many words, this one has lots of pretty pictures. Here’s more.

Release the Hounds: An Indiana Deputy Attorney General suggested using live ammunition on protesters in Wisconsin. Thankfully, he didn’t have the authority to order such a thing. But sanity did prevail: he is now unemployed on the grounds that a man in his position must demonstrate civility.

Speaking of Shafting the People who Teach Your Kids: Providence just sent lay-off notices to each and every teacher. They will decide later who actually gets the axe. Way to promote morale! And just a reminder, the average teacher in Wisconsin makes less than the Wisconsin median income.

Your Insurance Company Believes in Global Climate Change: Because 2010 was one of the worst years for climate disasters ever! That would include things like storms. Oh, and I sure hope those of you in San Francisco enjoy the expected snow.

Too Big to Fail is Too Big to Exist: Seriously, even people from the Fed say so.

Making the Situation Worse: Banks are moving branches from poor neighborhoods to wealthy ones — despite laws requiring them to serve the entire community. In this vacuum, payday lenders and check cashing businesses spring up out of need. And did you know that one in nine banks is in danger of collapse?

Some People Have Never Heard of the First Amendment: Some people think you can outlaw “shariah.”

Who Knew: It turns out Americans like having clean air and water.

Priceless: It turns out you can download sheet music of the classics for free. Mozart’s copyright rights are long since expired.

Truth in Comics: Drew and Bors.

Can we Stop Calling it the Party of Lincoln?: It turns out President Lincoln would disagree with almost everything the current Republican party stands for.

They Really Would Prefer All Women were Pregnant: No word on whether they think we should be allowed to wear shoes.

Plastic Tubes and Pots and Pans, Bits and Pieces: Kids need to do more science.

Batshit Crazy: Qaddafi.

The Only Evidence that I am “Moderate”: I’m clearly somewhere between these two crazy extremes. Honestly, I think of myself as left of center. You know I think that the banks are the root cause of much of our current economic woes, but it would be childish to assert that “Wall Street causes all bad things.”

Placebo: Dogs just want to please their masters. That’s why drug sniffing dogs only have an accuracy rate of 44%. That rate drops to 27% when the person in question is Hispanic.

Lily the Pink: Or, Who Knew Moldovans Drank So Much?

Advice for Democrats: Stop using the Republican’s terminology! I want to scream every time i hear one of you talk about the “death tax” or “tax reform” or “Obamacare” or “Social Security reform.” For pity sake, all these things have names that don’t admit that their way of looking at it is correct!

What Happens When This One Pops?: College textbook price bubble.

A story

The President keeps talking about making the hard budget decisions that families make around their kitchen tables. Let’s turn that table.

Once upon a time — ok, long about 2001 — there was a family that was finally coming up for air. Once they paid off their bills each month, there was actually money left over. Of course, they were still making the minimum payment on all their credit cards, and they still had mortgages and car payments and all the little expenses of suburbia. And like most Americans, they didn’t have nearly enough money saved for retirement. Nevertheless, this little budget surplus was a big deal!

They thought for several months about what to do with this extra money: Pay down the credit cards? Put it in the retirement account? Buy a boat? In the end, they decided to cut back on their hours at work so they could use the extra time to pursue a dream: an online business selling homemade wicker baskets. (A real basket case!)

Years passed.

The economy went sour. It turned out that not only did they really not have enough patience to spend all their free time making wicker baskets, but few people wanted one for the price. After all, cheap, Asian made wicker baskets are available lots of places. They had a couple babies. A raise they were expecting didn’t pan out. They ended up underwater on their house — thankfully not New Orleans style. One of the cars needed a new transmission, and it wasn’t under warranty. The water heater at the house had to be replaced.

And not surprisingly, their debts went up. Finally, those debts got to the point where they got alarmed and decided something had to be done.

So they got a free consultation with a financial adviser down at the bank. “Free” was a price they could afford!

The adviser confirmed that their situation was completely unsustainable, because at some point they would reach the limit on their credit cards. Visa and Master Card were unlikely to extend them more credit at this point, and there was no equity in the house for a loan. However, bankruptcy was simply not an option. So, the adviser asked, what have you thought about doing to get back on track again?

“Well,” answered the woman of the house, “We’re thinking of getting out of the house and renting a cheap apartment. And we might get rid of the cars. Cable TV has gotta go, and even though the kids love Sesame Street, we’re going to have to stop giving to PBS.”

“Let them get commercial sponsors like everyone else!” the man of the house interrupted.

“Actually we’re going to have to stop all donations, even giving clothing to Goodwill. After all you never know when something’s going to be handy. No more discretionary shopping, of course” the woman of the house continued.

“Oh, and one more thing,” the man of the house announced, ” she’s gonna stop taking birth control pills. That’s another $20 copay every month!”

“Um, ok,” said the adviser, and he looked down at the notes he had been scribbling while they talked. “Let’s think this through. I don’t know if you’ve priced apartments lately, but I think you’ll find you won’t save very much. Particularly once you figure in the mortgage interest tax deduction. Plus a foreclosure will show up on your credit report and could make trouble for you at work.”

“Nobody said foreclosure! Just send the bank the **** keys!” the man shouted.

“That’s called deed in lieu of foreclosure. It’s pretty close to the same thing. Now, about the cars. Why do you want to get rid of them?”

“Well, there’s the payments of course. And gas is so expensive. And then there’s repairs and oil changes and things like that,” the woman answered.

“I see,” said the adviser. “If you sell them, how will you get to work every day?”

There was a silence. The man and the woman looked at one another for a moment, and stammered something about walking and the bus.

“Let’s move on,” the adviser suggested. “I think you’re on to something cutting cable, but that’s still not much money. So, uh, what other shows do the kids like?”

“Oh, our oldest loves Pokemon!”

“Bugs you to buy cards for him all the time, doesn’t he?”

“Oh yes!”

“Do you really want Sesame Street to have commercials?”

“Well, when you put it that way, I guess not.”

“Ok then. No donations doesn’t hurt anything, but it’s not helping you either. And remember, you can take a tax deduction on stuff you give away, so you might reconsider that one too.” The advisor took one more look at his notes before going on, “Have you discussed the birth control together, before today?”

“She’s my wife and I can make decisions for us!” The man announced.

“Well, that’s between the two of you, but have you considered how expensive it would be for her to get pregnant again? You could have thousands of dollars in expenses! It seems to me that $20 a month is a bargain.”

That’s right, dear,” the woman said, glaring at her husband.

The adviser sighed, then said “Look, these are all very interesting ideas, but even if you add them all up that’s just a teeny bit of your budget. And we haven’t even talked about the fact that you don’t have nearly enough in your retirement accounts, and you have absolutely nothing put aside for your kids’ education.”

“What are we going to do?” the woman asked. Now she was starting to panic.

“You’re going to have to get some more income. Is there any chance of getting more hours at work?”

Sheepishly, the man admitted “My supervisor offered me more hours just a couple months ago. But I turned him down. After all, if I take those hours I won’t have time for our wicker basket business. I’m investing in the future! Someday those wicker baskets will mean I don’t need that job anymore.”

“That’s interesting. How long have you been in the wicker basket business?”

“Nine years.”

“Really? How much money did it bring in last year?”

The man started to stammer about the recession, but the woman cut in, saying “Net profit of $99.12.”

“Seriously? Oh come on, you’ve got to be kidding me. Nine years building a business and all you’ve got to show for it is a profit of $99.12? You know that at your hourly wage, you can earn that in a day?”

The man looked at his hands in his lap. The woman glared at him.

Finally the adviser spoke: “If you are serious about digging yourself out of this financial hole, you need more work. I’ll help you out, but not until you get those hours back. If you’ll excuse me, I have other clients waiting.”

In Closing: one more time, if your job requires you to do something that goes against your conscience, quit!; WI and more WI; middle class incomes going down; talk about the wrong guy to hassle; and about time somebody did the right thing.